InvestingWithBrandon

I sold a put on Nvidia.
Here is exactly what happened.
Nvidia was below the EPS growth line.
I acted.
Premium collected instantly: $25,000.
Cash in my account: $0.
What a cash secured put would have needed: $150,000 sitting idle.
What I did with the $25,000:
Bought Nvidia LEAP calls with part of it.
Bought Nvidia shares with the rest.
My base portfolio secured the put.
Not $150,000 in cash.
Every dollar worked on the way up.
Sold put.
Collected premium.
Bought shares & calls.
Everything worked.
Ratios in check to manage risk
That is the whole system in one trade.
Portfolio secured put wins aga

Nobody talks about the real cost of cash secured puts.
You sell a put & lock $10,000 in cash as collateral.
The stock you are supposedly bullish on runs 40%
You collected $300 in premium & missed $4,000 in upside.
(Every. Single. Time.)
Now do that for 10 years straight.
That gap is not small.
That gap is your entire retirement.
Sell portfolio secured puts & collect the premium without sacrificing the position.

I sold puts on Meta.
Collected $46,000 instantly.
My cash balance? $232.
Cash secured put on the same trade would have required $280,000 sitting in cash doing nothing.
Instead I used my base portfolio as collateral.
Took that $46k & bought Meta LEAP calls.
Took the rest & bought VOO, Q & META shares.
Zero margin interest.
Zero cash drag.
Full upside intact.
Ratios in check to be fine in any downturn.
It is exactly like a HELOC on your house.
Except you pay nothing in interest.
That gap = $280k working vs $280k sleeping
This is a MAJOR difference.

Most retail investors doing monthly puts think they are beating what I do...
Here is the math that ends that argument.
Market gets cheap.
I sell one 2 year put.
Collect $20,000.
You sell monthly puts on the same company.
$1,000 per month average.
You make money in the up months.
You lose in the volatile months.
You have to sell at the top when it is not compelling.
After 8 months you made $8,000.
I made $20,000 in one trade when the market was cheap.
Took the premium.
Bought shares.
Bought calls.
Sat back.
4 months later the market rebounded.
I closed the 2 year puts at 75% profit.
I held

I retired at 31 doing this.
Step 1. Build your base.
$40k VOO. $40k Q. $20k high conviction companies near intrinsic value.
This is your foundation & your collateral.
Step 2. Sell 1+ year portfolio secured puts.
Quality companies only.
Moat.
Pricing power.
Good valuation.
Collect the premium.
Pay zero margin interest.
Step 3. Redeploy every dollar of premium.
More shares.
LEAPS on your highest conviction names.
Never let it sit as cash.
Step 4. Keep ratios in check.
Always know your 7-day liquidity.
A 40% crash should not keep you up at night.
That is it.
No day trading.
No covered calls

Bumps along the way are normal.
Accept it.
Capitalize on it.