Fermsy

when i was a kid, bedtime was 9 pm. i couldn't wait to be a grownup so i could go to bed anytime i wanted.
now, i can’t go to bed at night

a man went out to a restaurant last night
ate a delicious meal for only €10
drank one of the most beautiful wines he had ever had in his life (just €5)
at the end of the night, the waiter didn't beg for a 50% tip
instead, the restaurant paid him a respectable living wage without having to rely on charity from the diners
on his way home, he enjoyed a free ride on public transit instead of paying $3,000 a month for a leased car that costs an additional $750 a month in Gas just to operate
then he realized that his American perspective could not grasp the beauty of living in Europe.

the latest 401k data was released
here is the median balance by age:
18-24: $2k
25-34: $16k
35-44: $40k
45-54: $68k
55-64: $96k
Over 65: $95k
saddest thing you’ll see all day 😖

when my dad asked me how’s my crypto stuff going 😭

Gen Z Timeline:
-Go to 4 year university, learn a “practical” skill, and stack college debt
-By the time you graduate, major tech companies offshore most jobs and import H1B slaves to replace you
-Remain unemployed while insatiable Boomers berate you for being lazy, unemployed, and useless, as they buy their 3rd home in Florida and tell you to pull yourself up by your “bootstraps”
-Boomers try to abolish property tax with the goal of you subsidizing the lost tax revenue in the form of higher sales tax and higher income taxes. In this doomsday scenario, they have succeeded in financially rapin

When your friend tells you about the rental they bought using their life savings.
That rents for $2,000/mo with a $1,600/mo payment.
That they think will cash flow $400/mo….

Elon Musk Wealth
2012: $2 billion
2026: $839 billion
Larry Ellison Wealth
2009: $23 billion
2026: $370 billion
Mark Zuckerberg Wealth
2008: $1.5 billion
2026: $245 billion
Jeff Bezos Wealth
1998: $1.6 billion
2026: $236 billion
Minimum Wage
2009: $8.75
2026: $9.25
Obscene

At 25 i thought:
- The $8,500 Rolex was cool
- The $60,000 Mercedes was cool
- The giant boat was cool
At 35 I now realize:
- The maxed out Roth IRA is cooler
- Gym at 10am on a Monday is cooler
- Having lunch with kids daily is cooler
Success looks different with age.