Need you all to understand that $28k or $280k, there’s no amount of money you can’t go to zero from.
Wealth management is a skill that is even more important than wealth creation and no it’s not about being prudent in your spendings, it’s about being able to keep and multiply wealth.
And “life changing” is relative.
Some persons bag their first $5k and never go broke from there till they scale to generational wealth, others make $500k and go to zero in a short period.
Some kind of money are launchers to your life changing sums, if you lose those launchers, it’ll almost be impossible to hit lif