# xStocks

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Why wait for "Market Open" when the blockchain never sleeps?
Traditional brokerage accounts come with a list of headaches: 3-day settlement times, account opening fees, and the lack of true ownership. On STONfi, we are replacing the "Broker Model" with xStocks, tokenized representations of real-world assets (RWA) that live directly in your wallet.
~ xStocks: The New Standard for Exposure
1️⃣ True Self-Custody
In a traditional bank, you own a "claim." With xStocks on STONfi, you hold the asset in your own TON wallet. You are the only one with the keys.
2️⃣ Instant Settlement
Forget T+2 settleme
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