# ConsumerDebt

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🚨 22% of U.S. Mortgages Now Above 6% Highest in 12 Years 🏠📉
The silent pain is getting louder.
🔺 Mortgage rates at decade highs
🔺 Affordability at decade lows
🔺 First-time buyers locked out
🔺 Homeowners frozen in golden handcuff loans
This isn’t just about housing, it’s economic pressure building from the ground up.
The American consumer already bruised by inflation and credit tightening, now faces the weight of a home they can’t afford to sell or refinance.
📉 When housing stalls, credit tightens.
📉 When credit tightens, spending slows.
📉 And when spending slows, the real economy sta
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