Looking at the onboarding process of X Money, I felt relieved. An account opens in less than a minute; just enter your name, Social Security number, and address. Then, verification is done via Face ID or PIN. It's quite straightforward.



Now, what's more interesting is that Virtualq has a debit card system. Besides the virtual card, you'll also receive a physical card that allows you to withdraw cash from ATMs and make everyday purchases. The transfer limit is set at $100, and the withdrawal limit is $10.

Seeing this combination of currency and payment system, it seems designed for crypto users. Fast setup, secure verification, and the option for a physical card. Do you also think this is the right direction?
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