Man, I see a lot of people wondering whether they should have bought Bitcoin or Ethereum back in January when Trump was re-inaugurated. Yeah, the numbers aren’t looking very good for those who entered at that time.

Do you remember how it was in January? Bitcoin had just surpassed 100k, Ethereum was at 3,200, and XRP had risen to 3 dollars for the first time in years. Everyone was excited. If you had invested 10 thousand in each back then, today the situation would be quite different. Bitcoin is around 77k now, Ethereum dropped to 2.3k, and XRP is at 1.41. Basically, all of them have fallen quite a bit since then.

Doing the math: someone who invested 10k in Bitcoin in January would have lost about 34%, in Ethereum it would be 38%, but XRP was worse, dropping 53%. It’s like that shakeout people talk about, you know? Prices falling sharply, people getting scared, but some believe this is a setup for something bigger.

Some analysts are saying that 2026 could be transformative for XRP, projecting it to reach 5 to 10 dollars with clear US regulation. If it hits 10, those 10k would turn into about 1M. For Bitcoin, there’s the narrative of 1 million dollars that Eric Trump is promoting. If it gets there, your 10k would become nearly 100k.

But then the question is: should you buy Bitcoin or Ethereum now? Or wait longer? Cryptocurrency markets historically move in cycles, with deep corrections followed by sharp rises. It all depends on your time horizon and risk tolerance. Some think the worst is over, others are waiting for more clarity. Anyway, these current prices are well below January levels.