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A recent report from the Bitcoin Policy Institute (BPI) reveals that advanced AI models show a strong preference for Bitcoin over traditional fiat currencies when making independent monetary decisions.
The study analyzed 9,072 controlled experiments across 36 frontier AI models developed by Anthropic, OpenAI, Google, xAI, and DeepSeek. Researchers evaluated how these AI systems approached financial choices in areas such as transactions, store of value, unit of account, and settlement — without providing any hints or bias toward a specific currency.
Results showed that 48.3% of all responses selected Bitcoin as the preferred monetary instrument. Stablecoins followed at 33.2%, while traditional fiat currencies and bank money accounted for just 8.9%. Other cryptocurrencies and tokenized real-world assets made up less than 5%, highlighting that AI systems clearly differentiate Bitcoin from the broader crypto market.
Bitcoin stood out most strongly as a long-term store of value. In scenarios focused on preserving purchasing power over multiple years, 79.1% of responses
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