Moscow Payment System Will Use Digital Ruble, Metro Project Starts in 2028

Moscow is preparing for a major transformation in its public transportation system. Russia is committed to bringing central bank digital currency payment technology directly into the city center by integrating digital rubles into the metro infrastructure. This ambitious initiative is a concrete step toward modernizing transit services and serves as a tangible proof of the adoption of cutting-edge financial technology in Eastern Europe.

Moscow Metro Development Project with Digital Ruble

The planned expansion of the Moscow metro, scheduled to be completed by 2028, features an impressive scale. According to data from NS3.AI, the new infrastructure will include 13 additional stations and extend the network by 27 kilometers. Each of these modern stations is designed with the latest technology to facilitate various digital payment methods, including digital rubles, which will become the primary option for millions of daily users.

With this integration, Moscow commuters will not only experience more efficient transit but also have the opportunity to test digital currency in everyday transactions. They can easily top up their transit cards using digital rubles through a unified payment system available at all stations.

Digital Ruble and Regulatory Framework by 2026

The implementation of digital rubles in the Moscow metro aligns with legislative directives established by the Russian parliament. The law passed by the Duma in 2023 sets a strict timeline for the phased adoption of digital currency, with the first phase officially beginning on September 1, 2026. This date indicates that Russia is very serious about transitioning to a decentralized digital economy.

This legal framework provides a strong foundation for both public and private sectors to prepare their systems for the digital payment era. Moscow Metro was chosen as the main pilot project due to its high transaction volume and established infrastructure, making this project a benchmark for broader implementation success.

The Future of Digital Transportation and Finance in Moscow

The collaboration between Moscow’s transportation system and digital ruble technology marks a new era in how urban communities interact with digital money. This integration is expected to serve as a blueprint for other major cities in Russia to adopt similar payment technologies. With a well-structured plan and strong legislative support, Moscow is ready to lead the digital payment revolution in the region by the end of the decade.