Currently, the financial benefits offered by exchanges are getting better and better, with APY reaching around 20%. It seems that exchanges are doing their best to keep large investors' funds within their platforms. Previously, Binance offered USD with an annualized 15%, and now U is at 20%. Additionally, OKX's USDe has an annualized 15%. These subsidies are impossible to achieve in traditional institutions. Although the returns are not huge, they are still better than losing money by reckless trading.

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