When your crypto portfolio size surpasses your traditional bank savings, you've officially joined a rather unique club. Not everyone gets here—most people keep the majority of their wealth safely tucked in fiat. But if you're reading this and that balance has tipped the other way, congrats. You're part of that rare breed of investors who actually put conviction behind their thesis on digital assets.

It's a bold move, honestly. While the conventional wisdom says to maintain emergency funds and stable savings, some players in the crypto space have decided that their allocation strategy looks different. They believe more in the long-term potential of blockchain technology and decentralized finance than in letting cash sit idle. Whether that's genius or insanity probably depends on timing and market cycles—but one thing's for sure: you're definitely not making decisions based on what your banker recommends.

The real question isn't whether it's smart or crazy. It's whether you actually understand the assets you're holding, believe in the tech, and can stomach the volatility. If you tick those boxes, then maybe it's just the 1% being brave enough to bet differently.