Stablecoin wealth management is actually more straightforward than you think.

Taking 500,000 blue-chip assets as an example, the strategy is simple—pledge them in, borrow 350,000 USD1. With this setup, the annual return can reach $70,000, but the borrowing cost is $6,000, so the net profit is $64,000.

In plain terms, it's earning $64,000 passively each year. At this pace, it takes 3-5 years to break even, after which it becomes pure profit rolling in. For ordinary people, this is almost the most direct path to financial freedom.

The key is that the USD1 mechanism is designed to be stable enough, with reasonable borrowing rates, and risks can be controlled. Compared to other stablecoin products, this yield is indeed competitive.

There are still many opportunities in 2026. Have you considered your target figures?