Many people have a misconception about stablecoin payments: they think that transferring USDT from one chain to another and wrapping it with a wallet app is all it takes. Only after experiencing the pitfalls do they realize that issues like dried-up liquidity, high user costs, and slow transaction confirmations have crushed most projects.

There is an alternative approach: instead of patching things up, design a new public chain architecture optimized specifically for the stablecoin ecosystem from scratch. The result is what you see now—a truly mature stablecoin economy is taking shape.

Scale data best illustrates the issue. This chain has become the second-largest on-chain lending market globally, with the highest stablecoin lending-to-supply ratio among all Aave V3 deployments. A single lending pool's liquidity depth reaches around $200 million, meaning large amounts of stablecoins can be borrowed with low slippage.

Upper-layer applications are also catching up. Some DEXs have implemented token swaps with zero gas fees and MEV protection—on other chains, such features are either prohibitively expensive or simply impossible. International payment institutions and mechanism providers are gradually integrating, using this chain as a reliable settlement layer.

Technologically, this solution combines execution layers with consensus mechanisms—developers can deploy quickly with zero learning curve, consensus is achieved in sub-second times, and the overall design philosophy is: prioritize stablecoins first and treat them not as "additional application layer tokens."