Here are three hypothetical scenarios:

The first, a 99% chance to earn 1 million. Sounds safe, right? Rational people would generally choose this one.

The second, a 50/50 split. 50% chance to earn 10 million, and 50% chance to lose 10 million directly. This is clearly a gambling situation.

The third? A 10% chance to make 100 million. But the cost is a 90% chance of losing everything.

Logically, the first is the most rational. But in the crypto world, you'll see too many people abandoning rational thinking and choosing the second. Sometimes, the bolder ones even dare to go for the third—those with extremely skewed odds.

Why is that? Because when everyone is talking about tenfold or hundredfold returns, the stable growth plans seem too "low-end." When FOMO kicks in, risk assessment skills instantly go offline. The dream of making money can lead people to make decisions they normally wouldn't dare to consider.

This doesn't mean investments should be completely conservative—there are indeed opportunities in the market. The key is to understand which game you're playing and what level of volatility you can withstand. Once the probabilities and returns are laid out, calm analysis often helps you survive longer than following the crowd.