Recently, a hot topic has been widely discussed in the community—some leading exchanges have launched a new withdrawal method in certain regions: users can sell their crypto assets for fiat currency and withdraw directly to bank cards or Mastercard, eliminating the need for complex third-party transfers.

On the surface, everyone thinks this makes withdrawals more convenient, but what it actually reflects is an optimization and adjustment at the compliance and infrastructure level of the exchange, rather than a market trend change or a trading feature upgrade.

**Let's first see what exactly has changed**

From the user's perspective, the difference is noticeable. The previous standard process was: sell coins → receive fiat currency → withdraw via bank or third-party payment. Now, many steps are skipped—the process is directly from crypto assets → fiat currency → bank card or card, saving the detours. But note, this is just an increase in fiat withdrawal channels; the trading varieties haven't changed, the matching methods remain the same, it’s just a smoother way to withdraw money.

**How does this feature work?**

The process is quite traditional:

1. The user sells crypto assets on the exchange, and the account now has fiat currency
2. Choose to withdraw to a linked bank card or card
3. The fiat is settled to your bank card through payment partners

The key here isn't on the blockchain but whether the exchange has established channels with banking systems, card organizations, and payment service providers. In simple terms, this is a connectivity issue of financial infrastructure, not an innovation at the blockchain technology level.