In recent years, frequent regulatory incidents involving exchanges have caused many investors to reconsider asset security. The risks of centralized platforms are well known, and past exchange failures have left deep lessons for the entire industry. The problem is, storing coins in a wallet is safe, but leaving assets idle like this is really a waste.

Is there a way to control your private keys while also earning returns on your assets? This demand has driven the evolution of DeFi infrastructure.

Taking a staking protocol on BNB Chain as an example, its operational logic is worth noting. After users stake BNB, they retain full control of their private keys, and ownership of the assets never transfers. At the same time, these staked BNB contribute to the security of the chain behind the scenes, and participants can earn staking rewards. This has already become the choice for many users.

But this protocol goes a step further: it supports over-collateralized stablecoin minting. In other words, part of your staked assets can be converted into liquid funds to participate in other investment opportunities. Compared to traditional lending platforms with high risks, the liquidation mechanism here is designed to be more robust, providing users with greater peace of mind.

The significance of this model lies in the fact that when the regulatory environment is uncertain, having truly decentralized financial tools becomes a key safeguard. For forward-looking participants, now is the perfect time to deploy.