Stablecoin and Payments: Between Remittix and Digitap, who is raising capital while Bitcoin stabilizes above $92K?

Digitap Payment Ecosystem: A Model Combining Fiat, Crypto, and Card

Before analyzing the numbers, it’s worth understanding why Digitap is consolidating positions in the crypto payment segment. It’s not just a promise on the roadmap: the project is already operational as a decentralized banking platform. Users manage over 20 fiat currencies and more than 100 digital assets through a single interface, transfer funds globally via SEPA, SWIFT, or blockchain, and spend directly with integrated Digitap cards.

This detail is especially important today. While volatility compresses returns on high-capitalization coins, capital flows are directed toward altcoins with concrete utility that solve real payment problems. Digitap’s proposal—freedom to spend globally while maintaining personal control—aligns perfectly with this trend.

Trust reinforces this advantage. Digitap operates through regulated banking partners, integrates established payment systems, and bases its protocol on verified smart contracts instead of proprietary architectures. With over 100,000 active wallets, the project demonstrates steady interest even in a more conservative market environment.

Remittix and $TAP: Presale Phase Comparison

Remittix is currently quoted at $0.119 in its current phase, with the next step at $0.123. The round has reached 74% completion with approximately $29 million raised. The numbers show significant traction, but much of the appreciation margin relative to the initial price of $0.015 has already been captured.

Digitap tells a different story in its progress. $TAP started at $0.0125 and is now traded at $0.0371, with the next increase expected at $0.0383. The current round is 57% complete with nearly 150 million tokens sold. The crucial point is that these targets do not represent the entire issuance, only the current phase.

If $TAP reached the target listing price of $0.14—assuming achievement of execution goals—the potential increase from the current level near $0.037 would be about 3.8×. This mathematical disparity explains why $TAP is increasingly perceived as a cycle protagonist, not a market latecomer.

Beyond Transfers: Where the Demand for $TAP Originates

Remittix focuses on crypto-to-fiat remittances to simplify international payments. Built on Ethereum with a fixed supply of 1.5 billion tokens, RTX does not apply trading fees. Staking offers annual yields between 4% and 8%, with no vesting periods for buyers. The team tokens remain locked for three years, a structure that reduces selling pressure in the early months.

Digitap extends the scope beyond pure remittances to create an integrated financial ecosystem. $TAP fuels cashback, fee discounts, staking, governance, and access to VIP accounts with exclusive benefits. With a fixed supply of 2 billion and zero inflation, the token is designed for long-term scarcity rather than short-term speculative movements. Repeated burn mechanisms reinforce this approach.

The key difference: Remittix optimizes a specialized function, while Digitap integrates payments, banking, rewards, and governance into a single loop. This matters because users increasingly demand accessible daily tools, not isolated functions.

Compliance, User Experience, and Incentives: The Foundations of Crypto Spending

The surge in stablecoin transfers favors platforms that combine regulation, usability, and rewards. Remittix benefits from a straightforward narrative focused on remittances, but the breadth of the Digitap ecosystem creates more demand vectors for the native token.

Every payment, transfer, cashback earning, and staking operation enhances $TAP utility within the system. The ongoing seasonal campaign amplifies this effect with rewards unlocking every 12 hours—from free access to Premium accounts to token bonuses—encouraging recurring engagement at a time when many investors remain on the sidelines. During bearish market phases, this engagement dynamic makes a difference.

“Spend, not just trade”: The next cycle of altcoins

Both projects represent the broader wave of crypto initiatives with concrete utility, but targeted at different risk profiles. Remittix provides exposure to a specialized payment segment, while Digitap positions itself as a comprehensive financial layer for native blockchain users.

For those evaluating relevant digital assets, the combination of Digitap—competitive entry price, already operational product, transparent tokenomics, and seasonal momentum—presents an interesting opportunity toward the next market phase. With Bitcoin stabilizing above $92K from all-time highs, projects that make crypto truly spendable, not just tradable, will likely define the next cyclical move.