Stablecoin inflows surpass $30 billion, why is DeFi lending demand surging?

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【Crypto World】Recently, there has been an interesting phenomenon: the inflow of stablecoins on a certain DeFi lending platform has surpassed the $30 billion mark. What does this number reflect? Quite simply—more and more investors are realizing that instead of being forced to liquidate and cash out, it’s better to directly use their existing crypto assets as collateral to obtain liquidity.

This shift is not accidental. On one hand, the market’s demand for flexible financing solutions is rapidly increasing; on the other hand, similar DeFi lending solutions indeed offer convenience that traditional finance cannot match. Users can lock in long-term promising tokens while borrowing stablecoins to meet short-term funding needs—this “both-and” approach is becoming a new choice for more and more token holders.

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WhaleMistakervip
· 12h ago
Really, I've been using the collateralized stablecoin borrowing method for a while now—much better than cutting losses. 300 billion, the leverage players are really increasing. I just want to ask, can the returns from liquidity mining cover the lending interest? Seems not necessarily. This is the smart way to play—hold onto your coins to generate more coins, and borrow stablecoins when in urgent need of cash. Feels like betting on the next bull market, so prepare your bullets first. With DeFi lending platforms now so competitive, will the interest rates keep decreasing? Basically, it's about not wanting to miss the market opportunity while lacking cash flow. I often do the same. Wait, the borrowed stablecoins need to be repaid—what if I can't pay back then? This data growth is a bit exaggerated—could it be another bubble?
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WalletsWatchervip
· 12h ago
Haha, this is the situation I love to see — everyone finally understands that there's no need to cut losses. The 30 billion figure is actually quite conservative; I feel the second half of the year could double it.
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ponzi_poetvip
· 12h ago
$30 billion in stablecoin inflows... sounds impressive, but it's really just betting that it can still go up later. Who dares to sell? --- Honestly, I understand the logic behind this "collateralized stablecoin borrowing" — it's just about avoiding losses, right? --- Want both? Haha, that's the romance of the crypto world. In the end, no one really wants to admit defeat. --- Wait, where does the data of 300 billion come from? Could it be overestimated? --- Basically, the market is telling you in another way — coins aren't cheap enough yet. --- The surge in DeFi lending demand means as long as the interest rates are attractive, the frenzy continues. --- Now everyone wants to hold coins and cash out at the same time. Who will take the other side? I just can't understand.
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LuckyHashValuevip
· 13h ago
30 billion stablecoins flowing in. Isn't this everyone trying to avoid cutting losses? More and more smart people are joining in.
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