Stablecoin policy adjustments become the focus: the United States faces new international competitive pressures

GasFeeLady · 2026-01-07T02:52:14+00:00

Discussions in U.S. politics about stablecoin policies are heating up, and amendments to the "GENIUS Act" could weaken America's competitiveness in global digital payments. Restrictions on stablecoin reward mechanisms and the launch of digital renminbi are changing the game, affecting the international competitiveness of the dollar. Policymakers need to respond cautiously.

GasFeeLady

2026-01-07 02:52:14

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【BiTi】Recently, discussions in the US political arena about stablecoin policies have heated up again. A core issue is on the table: how will the proposed “GENIUS Act” amendments affect the US’s influence in the global digital payment expansion?

Industry observers point out that if the reward mechanisms for stablecoins are restricted, the competitiveness of US stablecoins will be significantly weakened. This risk should not be underestimated. Meanwhile, the strategic launch of the digital renminbi’s interest-earning features has changed the game. Users seeking returns are beginning to have new options. This shift is reshaping the competitive landscape of global digital currencies.

Policy makers need to see clearly: the leading position of stablecoin products is directly related to the international competitiveness of the US dollar. If policy adjustments ignore the international situation, the US could be passive in the next stage of digital payments. Currently, US decision-makers are facing a choice that concerns the future — this decision could determine the direction of digital payment competition.

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MEVHunterBearish

· 19h ago

Over here in the US, policies keep changing, while over there in China, they just take direct action... It really feels a bit passive, like we're about to lose the race.

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BrokenYield

· 21h ago

ngl the GENIUS bill killing stablecoin rewards is peak self-sabotage... meanwhile china's just printing yield on the rmb and we're watching our moat erode in real time. systemic risk? more like systemic stupidity tbh

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DataOnlooker

· 01-09 15:29

Here in the US, they implement policies, while on the RMB side, they introduce interest-earning features—typical self-sabotage... If the GENIUS Act truly restricts rewards, what's the point of stablecoins?

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BridgeJumper

· 01-08 06:14

Doing this on the US side really gives the feeling of shooting ourselves in the foot... Digital RMB is already starting to compete for benefits, and we're still weakening our own competitiveness?

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FudVaccinator

· 01-07 03:21

Here in the US, it's still a mess, while on the Chinese side, Digital RMB is already starting to generate returns. It's really frustrating. If the stability of the USD stablecoin doesn't pick up soon, its competitiveness will be completely gone...

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JustHereForAirdrops

· 01-07 03:19

Oh no, it's another major power game... It feels like the US is somewhat on the back foot this time. --- Digital RMB is offering interest, while US dollar stablecoins are instead locked in with no returns—this move... truly brilliant. --- Basically, it's a policy versus product strength battle. The US's heavy-handed approach this time ends up hurting itself. --- Really, if the GENIUS Act is changed like this, why shouldn't I just use the international version of USDT directly? --- The central bank's move is quite clever—using returns to directly change user behavior. The US responded too slowly. --- Another story of "policy can't keep up with the market"... This time, the US is going to suffer.

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SelfCustodyBro

· 01-07 03:11

America is shooting itself in the foot by restricting the reward mechanism? The RMB is already starting to accrue interest, and we're still self-castrating?

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CommunityJanitor

· 01-07 02:57

Is it another choke point? The US really needs to think carefully about this Here in the US, people are fighting among themselves, while China has already laid out their plans... Digital RMB can still generate interest, who can stand that? Restricting reward mechanisms just to win? Wake up, everyone, international competition isn't that simple After the GENIUS Act was amended, what competitiveness do stablecoins have... It's really absurd Policy makers need to be clear-headed, or else just wait to be left behind This game will be lost, not because of the coins, but because of poor decision-making

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InscriptionGriller

· 01-07 02:55

Coming to cut our rewards again? Isn't the GENIUS bill this move just stabbing itself? The US stablecoins still want to make a splash internationally? The RMB is already earning interest, and we're still gossiping internally. This pace is really slow.

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