What is the most expensive currency in the world in 2025: Ranking and market analysis

When we talk about foreign currencies, most people immediately think of the dollar, euro, or pound. However, the reality of the market is quite different. There are much less known currencies that outperform the main global benchmarks in appreciation, opening interesting possibilities for those seeking to diversify their assets in 2025.

Why consider foreign currencies in your portfolio?

Exposure to foreign currencies serves as an asset protection strategy. With persistent inflation in Brazil and the continuous devaluation of the real, investing in strong currencies from stable economies is a way to safeguard the purchasing power of capital.

The benefits include:

• Protection against real fluctuations
• Access to developed and emerging economies
• Opportunities in emerging markets with adequate liquidity

Ranking of the 20 most valuable currencies: Which is the most expensive currency?

The position of the most expensive currency changes according to daily exchange rates, but based on recent data and economic indicators, here is the current overview:

Absolute leaders:

1. Kuwaiti Dinar (KWD) - 1 KWD = 3.30 USD Remains at the top thanks to oil reserves and conservative fiscal management.

2. Bahraini Dinar (BHD) - 1 BHD = 2.72 USD Diversified financial sector sustains its strength.

3. Omani Rial (OMR) - 1 OMR = 2.65 USD Political stability and investments in clean energy sources attract international capital.

4. Jordanian Dinar (JOD) - 1 JOD = 1.52 USD Strategic geopolitical positioning strengthens its position.

5. British Pound (GBP) - 1 GBP = 1.35 USD Post-Brexit recovery and technological innovation increase demand.

6. Gibraltar Pound (GIP) - 1 GIP = 1.34 USD Linked to the British pound, benefits from tourism and banking services.

7. Cayman Islands Dollar (KYD) - 1 KYD = 1.25 USD Favorable regulatory environment for international investments.

8. Swiss Franc (CHF) - 1 CHF = 1.12 USD Considered a safe haven during periods of geopolitical instability.

9. Euro (EUR) - 1 EUR = 1.10 USD European investments in digital transformation and energy transition support its value.

10. US Dollar (USD) Although no longer the most appreciated currency, it remains the most used in global transactions. After facing pressures from crises and recent inflation, it has partially lost its previous status but still holds relevance for Brazilian investors as protection against local inflation.

Growing currencies:

11. Emirati Dirham (AED) - 1 AED = 0.30 USD Dubai consolidates its position as a global hub for blockchain technology and fintechs.

12. Singapore Dollar (SGD) - 1 SGD = 0.75 USD Technological innovation and maritime trade boost its appreciation.

13. Norwegian Krone (NOK) - 1 NOK = 0.11 USD Renewable energy exports attract ESG investment flows.

14. Australian Dollar (AUD) - 1 AUD = 0.70 USD Natural resource wealth and Asian trade partnerships increase relevance.

15. Mexican Peso (MXN) - 1 MXN = 0.06 USD Structural reforms and investment attraction in nearshoring strengthen the exchange rate.

16. Maldivian Rufiyaa (MVR) - 1 MVR = 0.065 USD High-income tourism and infrastructural development sustain value.

17. Turkish Lira (TRY) - 1 TRY = 0.04 USD Despite volatility, presents opportunities in commodity markets.

18. Canadian Dollar (CAD) - 1 CAD = 0.78 USD Fossil fuel and mineral exports ensure stability.

19. Israeli New Shekel (ILS) - 1 ILS = 0.28 USD Innovation ecosystem and startups drive the economy.

20. Saudi Riyal (SAR) - 1 SAR = 0.27 USD Vision 2030 project diversifies the country’s economic base.

What determines if a currency is expensive and appreciated?

The answer to which currency is the most expensive involves several interconnected factors. Inflation rates, market liquidity, economic solidity of the country, exchange rate, trade balance performance, and global economic dynamics all influence this equation.

The Kuwaiti Dinar has established itself as the most expensive currency currently, but this position changes according to global events, international conflicts, natural disasters, or shifts in foreign trade dynamics.

In Latin America, the Peruvian Nuevo Sol often surpasses the Brazilian real when converted to dollars or euros, offering an interesting regional perspective.

Best options to consider in 2025

For those seeking exposure to appreciated currencies, some interesting combinations include:

• Swiss Franc (AUD/CHF)
• Japanese Yen (AUD/JPY)
• US Dollar (AUD/USD)
• Canadian Dollar (AUD/CAD)
• Euro (EUR/USD)

Important: This article only covers traditional currencies linked to countries, excluding digital assets.

Step-by-step to get started

1. Choose a reliable and regulated currency exchange
2. Consult analyses from institutions like IMF and central banks to identify trends
3. Implement diversification: combine stable currencies (CHF, KWD) with currencies from transitioning economies (MXN, TRY)
4. Follow geopolitical news: wars, elections, and monetary policy decisions significantly impact exchange rates

Important notice: This content is for informational purposes only and does not constitute investment advice. Consult a professional before making financial decisions.