When it comes to wealth in football, many people bet on Cristiano Ronaldo or Messi. After all, they are the highest-paid athletes today, earning hundreds of millions annually. But here’s the plot twist: the richest player in the world is not who you imagine.
The fortune accumulated over a career goes far beyond salaries on the field. Family inheritances, side businesses, real estate investments, and business stakes turn football into a true wealth-generating machine. In this article, we unveil who really leads the asset rankings, which athletes earn the most per year, and how the sport connects to the world of big business.
The Highest Earning Players in 2025
Before talking about total fortune, it’s worth highlighting who earns the most per year. Even with reduced investments from the Saudi Pro League, the figures remain astronomical:
Player
Club
Earnings On-Field
Earnings Off-Field
Total
Cristiano Ronaldo
Al-Nassr
US$ 220 million
US$ 65 million
US$ 285 million
Neymar Jr.
Al-Hilal
US$ 80 million
US$ 30 million
US$ 110 million
Karim Benzema
Al-Ittihad
US$ 100 million
US$ 4 million
US$ 104 million
Lionel Messi
Inter Miami
US$ 60 million
US$ 75 million
US$ 135 million
Kylian Mbappé
Real Madrid
US$ 70 million
US$ 20 million
US$ 90 million
Notice: earnings on and off the field are practically equal. This explains why personal branding, sponsorships, and advertising contracts are valued as much as sports performance.
Who Is the Richest Player? The Surprising Answer
When we talk about who is the richest player in the world, the ranking changes completely. The answer is not who earns the most per year, but who has accumulated the largest total net worth. And here comes the surprise:
Faiq Bolkiah, prince of Brunei, leads with an estimated fortune of US$ 20 billion. Yes, billion. But wait: his wealth doesn’t come from football, but from family inheritance. Nephew of Sultan Hassanal Bolkiah, he inherited luxury assets, global investments, and international properties. He played in youth categories of European clubs, but his sports career never reflected the size of his wealth — reinforcing that, in this case, birthright was more decisive than talent on the pitch.
The Complete Wealth Ranking
The list below shows the wealthiest players in the world, considering total accumulated assets:
Player
Nationality
Estimated Net Worth
Faiq Bolkiah
Brunei / USA
US$ 20 billion
Mathieu Flamini
France
US$ 14 billion
Cristiano Ronaldo
Portugal
US$ 500 million
Lionel Messi
Argentina
US$ 400 million
David Beckham
England
US$ 400 million
David Whelan
England
US$ 220 million
Neymar Jr.
Brazil
US$ 200 million
Zlatan Ibrahimović
Sweden
US$ 190 million
Ronaldo Nazário
Brazil
US$ 160 million
Alexandre Pato
Brazil
US$ 145 million
Note: the ranking mixes active and retired athletes, highlighting the importance of smart asset management throughout a career.
Success Stories: How to Build Wealth in Football
Mathieu Flamini: From the Pitch to the Bioproducts Market
Former Arsenal and Milan player Mathieu Flamini is perhaps the best example of an entrepreneurial athlete. After retiring, he founded GF Biochemicals, a company specializing in sustainable solutions and bioproducts derived from biomass. The company’s success made him a billionaire — proving that innovation and strategic investment can surpass even the highest sports salaries.
Cristiano Ronaldo: Building a Brand Empire
Among active players, Ronaldo stands out for the strength of his personal brand. His earnings come from multiple sources:
Million-dollar salaries on the field
Advertising contracts with global brands
A network of hotels and gyms under his brand
Licensing of intellectual property
This diversification keeps him among the highest-paid athletes, regardless of the club he plays for.
Lionel Messi: Discretion and Financial Stability
With a more reserved profile, Messi built solid wealth through:
Agreements with major international brands
Strategic real estate investments
Recent entry into North American football
His approach proves that you don’t need maximum visibility to generate lasting wealth.
Market Value vs. Personal Wealth
It’s important to differentiate: market value reflects sporting potential and financial return for clubs, not personal wealth. The most valuable athletes currently are:
Player
Club
Market Value
Erling Haaland
Manchester City
€ 200 million
Vinícius Jr.
Real Madrid
€ 200 million
Jude Bellingham
Real Madrid
€ 180 million
Kylian Mbappé
Real Madrid
€ 180 million
Lamine Yamal
Barcelona
€ 150 million
This indicator shows how talent, age, and performance impact economic value — but not necessarily accumulated wealth.
Coaches Also Earn Big
In modern football, coaches have gone from tactical figures to strategic assets of high value. Top clubs pay millionaire salaries for efficient management:
Coach
Club
Estimated Annual Salary
Diego Simeone
Atlético Madrid
US$ 40 million
Pep Guardiola
Manchester City
US$ 24 million
Jürgen Klopp
Liverpool
US$ 18 million
Carlo Ancelotti
Real Madrid
US$ 17 million
José Mourinho
Fenerbahçe
US$ 15 million
The figures show that, at elite clubs, the coach plays a role comparable to a sports CEO.
The Richest Clubs: Capital Concentration
It’s not just players who concentrate wealth. Clubs have also become global financial powerhouses:
Club
Country
Estimated Value
Real Madrid
Spain
US$ 6.6 billion
Manchester United
England
US$ 6.5 billion
Barcelona
Spain
US$ 5.6 billion
Liverpool
England
US$ 5.4 billion
Manchester City
England
US$ 5.3 billion
Bayern Munich
Germany
US$ 5.0 billion
Paris Saint-Germain
France
US$ 4.4 billion
Chelsea
England
US$ 3.1 billion
Tottenham
England
US$ 3.0 billion
Arsenal
England
US$ 2.6 billion
European football, especially in the English and Spanish leagues, concentrates a large part of the sport’s global capital.
Who Funds These Giants?
Behind the wealthiest clubs are billionaires, investment funds, and royal families:
Owner
Club(s)
Wealth/Fund
Public Investment Fund (Saudi Arabia)
Newcastle, Al-Hilal
US$ 700 billion*
Sheikh Mansour
Manchester City
US$ 30 billion
Stan Kroenke
Arsenal
US$ 16 billion
Roman Abramovich
Chelsea (ex)
US$ 14 billion
Glazer Family
Manchester United
US$ 8 billion
Nasser Al-Khelaifi
Paris Saint-Germain
US$ 8 billion
*Value refers to the sovereign wealth fund, not personal net worth.
Conclusion: Football Is a Global Business
Who is the richest player in the world? The answer depends on perspective. If by annual salary, Cristiano Ronaldo leads. If by total net worth, Faiq Bolkiah wins — although his wealth originates from inheritance, not sporting success.
What’s clear is that football has long surpassed the field. Today, it’s business, investment, and global strategy. Players who understand income diversification, brand building, and entrepreneurship become truly wealthy. Those who only earn a salary, no matter how high, remain well-compensated but not necessarily wealthy.
The football industry moves billions every year. And those who understand this logic — from players and owners to coaches and investors — can see the sport not just as passion, but as one of the most powerful gears of the global economy.
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Who is the Richest Player in the World? Discover Beyond Salaries
When it comes to wealth in football, many people bet on Cristiano Ronaldo or Messi. After all, they are the highest-paid athletes today, earning hundreds of millions annually. But here’s the plot twist: the richest player in the world is not who you imagine.
The fortune accumulated over a career goes far beyond salaries on the field. Family inheritances, side businesses, real estate investments, and business stakes turn football into a true wealth-generating machine. In this article, we unveil who really leads the asset rankings, which athletes earn the most per year, and how the sport connects to the world of big business.
The Highest Earning Players in 2025
Before talking about total fortune, it’s worth highlighting who earns the most per year. Even with reduced investments from the Saudi Pro League, the figures remain astronomical:
Notice: earnings on and off the field are practically equal. This explains why personal branding, sponsorships, and advertising contracts are valued as much as sports performance.
Who Is the Richest Player? The Surprising Answer
When we talk about who is the richest player in the world, the ranking changes completely. The answer is not who earns the most per year, but who has accumulated the largest total net worth. And here comes the surprise:
Faiq Bolkiah, prince of Brunei, leads with an estimated fortune of US$ 20 billion. Yes, billion. But wait: his wealth doesn’t come from football, but from family inheritance. Nephew of Sultan Hassanal Bolkiah, he inherited luxury assets, global investments, and international properties. He played in youth categories of European clubs, but his sports career never reflected the size of his wealth — reinforcing that, in this case, birthright was more decisive than talent on the pitch.
The Complete Wealth Ranking
The list below shows the wealthiest players in the world, considering total accumulated assets:
Note: the ranking mixes active and retired athletes, highlighting the importance of smart asset management throughout a career.
Success Stories: How to Build Wealth in Football
Mathieu Flamini: From the Pitch to the Bioproducts Market
Former Arsenal and Milan player Mathieu Flamini is perhaps the best example of an entrepreneurial athlete. After retiring, he founded GF Biochemicals, a company specializing in sustainable solutions and bioproducts derived from biomass. The company’s success made him a billionaire — proving that innovation and strategic investment can surpass even the highest sports salaries.
Cristiano Ronaldo: Building a Brand Empire
Among active players, Ronaldo stands out for the strength of his personal brand. His earnings come from multiple sources:
This diversification keeps him among the highest-paid athletes, regardless of the club he plays for.
Lionel Messi: Discretion and Financial Stability
With a more reserved profile, Messi built solid wealth through:
His approach proves that you don’t need maximum visibility to generate lasting wealth.
Market Value vs. Personal Wealth
It’s important to differentiate: market value reflects sporting potential and financial return for clubs, not personal wealth. The most valuable athletes currently are:
This indicator shows how talent, age, and performance impact economic value — but not necessarily accumulated wealth.
Coaches Also Earn Big
In modern football, coaches have gone from tactical figures to strategic assets of high value. Top clubs pay millionaire salaries for efficient management:
The figures show that, at elite clubs, the coach plays a role comparable to a sports CEO.
The Richest Clubs: Capital Concentration
It’s not just players who concentrate wealth. Clubs have also become global financial powerhouses:
European football, especially in the English and Spanish leagues, concentrates a large part of the sport’s global capital.
Who Funds These Giants?
Behind the wealthiest clubs are billionaires, investment funds, and royal families:
*Value refers to the sovereign wealth fund, not personal net worth.
Conclusion: Football Is a Global Business
Who is the richest player in the world? The answer depends on perspective. If by annual salary, Cristiano Ronaldo leads. If by total net worth, Faiq Bolkiah wins — although his wealth originates from inheritance, not sporting success.
What’s clear is that football has long surpassed the field. Today, it’s business, investment, and global strategy. Players who understand income diversification, brand building, and entrepreneurship become truly wealthy. Those who only earn a salary, no matter how high, remain well-compensated but not necessarily wealthy.
The football industry moves billions every year. And those who understand this logic — from players and owners to coaches and investors — can see the sport not just as passion, but as one of the most powerful gears of the global economy.