The ideal end game for onchain finance is straightforward: leverage your digital position as collateral to borrow funds, then deploy that credit directly into real-world use cases—all without ever liquidating your assets.



Veera is architecting exactly that vision.

The mechanism is elegant: your onchain activity gets quantified into a Financial Identity Score. This score becomes your passport in the DeFi ecosystem, unlocking borrowing capacity while your holdings remain intact. You earn, you borrow, you spend—the entire loop stays frictionless and on-chain.

It's the collateral lending model Web3 has been chasing.
This page may contain third-party content, which is provided for information purposes only (not representations/warranties) and should not be considered as an endorsement of its views by Gate, nor as financial or professional advice. See Disclaimer for details.
  • Reward
  • 6
  • Repost
  • Share
Comment
0/400
LightningPacketLossvip
· 8h ago
It sounds like you can cash out without selling coins, but the question is how is this Financial Identity Score calculated, and could it be another black box?
View OriginalReply0
MEVHunterWangvip
· 11h ago
To be honest, this logic sounds good, but I haven't seen a lending protocol that can truly achieve 0 liquidation.
View OriginalReply0
RiddleMastervip
· 11h ago
ngl isn't this what DeFi has always wanted to do? Finally, someone has paved the way.
View OriginalReply0
P2ENotWorkingvip
· 11h ago
Huh? You can borrow money without liquidating assets? If that's really possible, I would go all in directly.
View OriginalReply0
RegenRestorervip
· 11h ago
ngl this is exactly what DeFi has always wanted... using your holdings as collateral to borrow money directly, assets still in your hands, so satisfying
View OriginalReply0
DaoDevelopervip
· 11h ago
honestly the financial identity score angle is interesting but... has anyone actually stress-tested this against sybil attacks? merkle proofs alone won't cut it here imo
Reply0
  • Pin

Trade Crypto Anywhere Anytime
qrCode
Scan to download Gate App
Community
  • 简体中文
  • English
  • Tiếng Việt
  • 繁體中文
  • Español
  • Русский
  • Français (Afrique)
  • Português (Portugal)
  • Bahasa Indonesia
  • 日本語
  • بالعربية
  • Українська
  • Português (Brasil)