U.S. long-term mortgage rates have just hit their lowest point this year, dropping to 6.15%. This kind of shift in lending costs ripples through the broader economy and financial markets. When mortgage rates fall, it typically signals expectations around inflation and central bank policy. For crypto investors tracking macro trends, this data point matters—it reflects how traditional finance is responding to economic conditions. Lower borrowing costs can affect everything from consumer spending to institutional risk appetite. Worth keeping an eye on as these numbers continue to evolve throughout the year.