2026 Investment Portfolio New Approach: From Single Allocation to Diversified Lock-In

Recently, when re-evaluating the investment framework for 2026, I found that the previous plan still felt somewhat incomplete. That earlier approach was essentially a basic version:

30% Nasdaq-related assets + 25% high-dividend stable income(reinvestment mode) + 25% Japanese market(reinvestment) + 15% Bitcoin spot fund + 5% Ethereum spot fund

The core logic is quite simple—using US stocks in the tech and AI sectors to lock in US growth as the main framework. However, there is room for adjustment in this allocation. The combined allocation of Bitcoin and Ethereum, two crypto assets, is relatively conservative(at 20%). Considering the possible market rhythm in 2026, it may be necessary to reassess the weight of these two leading crypto assets within the overall portfolio. On the other hand, the reinvestment mechanisms for Japanese market and high-dividend assets are well-designed, allowing for accumulation of positions amid volatility.

Future iterations will focus on several core points: dynamic adjustment of crypto asset allocations, balancing risk exposure across different regions, and optimizing reinvestment rhythm. 2026 should be a good window for strategic deployment.