U.S. 30-year fixed mortgage rates hit 6.15% for the week ending Dec 31—the lowest mark since early October. Week-over-week, the rate dipped from 6.18%, signaling easing pressure in the lending market. For crypto traders watching macro headwinds, mortgage rate trajectories often correlate with Fed policy shifts and dollar strength. When housing finance softens, it typically reflects broader rate expectations—a factor worth monitoring alongside equity volatility and capital rotation trends.