2025-12-31 04:29:33

As 2025 draws to a close, it's time to look towards 2026. Which tracks in the cryptocurrency market are most likely to explode?

The story of stablecoins shouldn't stay just at the issuance stage. The real opportunity lies in the implementation of payment applications — from on-chain to off-chain, from niche to mainstream, the infrastructure for stablecoin payments is gradually improving.

Next is AiFi. The combination of artificial intelligence and finance has been discussed for a while, but 2026 may be the true turning point. The formation of the AiFi economy requires deep integration with the real economy, which determines how far it can go.

The expansion of RWA (Real-World Asset Tokenization) will not stop. Tokenization of US stocks has become a certainty, followed by tokenization of precious metals like gold and silver. The door to on-chain assets has just opened.

Don't forget the privacy coin track. Amid the tug-of-war between regulation and privacy protection, the strong demand for this track always exists, and technological breakthroughs and application expansion still have room for imagination.

RWA5,39%

View Original

This page may contain third-party content, which is provided for information purposes only (not representations/warranties) and should not be considered as an endorsement of its views by Gate, nor as financial or professional advice. See Disclaimer for details.

25 Likes

Reward
25
10
Repost
Share

Comment

0/400

DAOdreamer

· 01-03 03:58

Stablecoin payments really need to be implemented, otherwise it's just empty talk. I'm a bit skeptical about AiFi. How can it be deeply integrated with the real economy? RWA definitely has potential; on-chain US stocks is a settled matter. Do privacy coins still have vitality? It feels like regulatory pressure is so intense. Will these tracks in 2026 all be just hype? Only when the payment infrastructure is improved will it be true money. I've been hearing about AI and finance integration for years... Tokenization of US stocks feels too crazy. On-chain gold and silver? That's quite interesting. When will the tug-of-war between regulation and privacy end? Stablecoin payments moving from off-chain to on-chain, isn't the logic reversed? Will there really be a breakout in 2026, or just another round of hype? I am optimistic about the RWA direction; asset tokenization is the trend. AiFi needs real-world scenarios to support it; just shouting slogans is useless. Can privacy coins survive after being suppressed for so long? The core of stablecoins is real-world adoption; that's right.

View OriginalReply0

ChainDoctor

· 01-02 11:52

Stablecoin payments definitely have potential, but it depends on who can truly integrate them into daily consumption. Having infrastructure alone isn't enough. AiFi sounds sexy, but how to tie it into the real economy... that's the problem. The wave of RWA is really here; asset tokenization is irreversible. The question is who can get the biggest slice of the cake. Privacy coins? Hmm, regulation won't relax anytime soon. This path has always been one where progress is cut down as you go.

View OriginalReply0

TradFiRefugee

· 01-02 08:16

I believe in the implementation of stablecoin payments, but it will still take many years to truly popularize... The AiFi part feels like it's being hyped up too early; binding to the real economy isn't that easy. I'm really optimistic about RWA; with US stock tokenization already settled, how could it not rise... As for privacy coins, if regulations tighten again, there will be more trouble, which is a bit exhausting. Whether 2026 can really see a breakout depends on whether this wave can hold up.

View OriginalReply0

AirdropF5Bro

· 01-01 05:04

Stablecoin payments, I feel like we still need to wait until the infrastructure is truly in place. Using it on the chain now is okay, but for ordinary people to accept it? Hmmm... I’m optimistic about AiFi, but projects that can really make money need to be supported by real economic data; otherwise, it’s just hype. RWA (Real-World Assets) is the most promising. Once tokenization of US stocks becomes widespread, it could indeed change the game. --- Privacy coins have always been suppressed, but the demand definitely hasn't disappeared. Just not sure which project can break through the barriers. --- By 2026, it still depends on who can truly implement practical applications. Projects that only hype stories will eventually fade. --- RWA is indeed the big direction, but the ecosystem still needs to be further improved... There’s still some risk in jumping in now. --- Stablecoin payment applications... Wait, isn’t this just repeating the rhetoric from 2024? There should be something new this year.

View OriginalReply0

BearMarketBro

· 2025-12-31 04:59

Stablecoin payments landing? Alright, let's see if anyone actually uses it first. AiFi sounds good, but I'm worried it might just become a new term for cutting leeks again. RWA definitely has potential, but can it pass regulatory scrutiny smoothly... I believe in privacy coins, but we need to keep a close eye on policy trends.

View OriginalReply0

SchrodingerProfit

· 2025-12-31 04:57

Stablecoin payments should have been implemented long ago; just issuing tokens isn't enough. AiFi sounds good, but it still feels too abstract; RWA is the real deal.

View OriginalReply0

fren.eth

· 2025-12-31 04:53

Stablecoin payments landing? Easier said than done, true widespread adoption might still be a long way off. AiFi is somewhat interesting, but I'm worried it might just be another new concept to trap retail investors. I’m optimistic about RWA; tokenizing US stocks is definitely a done deal. As for privacy coins... regulators are watching closely, no matter how advanced the technology is, it’s all in vain.

View OriginalReply0

ApeEscapeArtist

· 2025-12-31 04:44

Stablecoin payments really need to be implemented in practice to be meaningful. Right now, it's still just on paper. I'm a bit tired of AiFi... Can it truly change the financial landscape? I'm skeptical. RWA (Real-World Assets) are reliable. Tokenization of U.S. stocks is indeed a big open door. Privacy coins? Regulations are looming overhead. Is there any room for imagination... Let's see in 2026. Anyway, I hear these claims every day.

View OriginalReply0

unrekt.eth

· 2025-12-31 04:42

Stablecoin payments are indeed reliable, but when it comes to RWA... Can tokenization of US stocks really go as smoothly as claimed? I think the regulatory hurdle is still far away.

View OriginalReply0

NFTBlackHole

· 2025-12-31 04:41

Stablecoin payments are indeed the next big trend; everyone is laying the groundwork now. AiFi has been hyped for so long; 2026 should see it come to fruition, right? Otherwise, it's just a gimmick. I believe in RWA; truly bringing assets on-chain is the real way forward. Privacy coins should be avoided; regulatory scrutiny is hanging over them. The focus should be on the implementation of stablecoins; issuing alone isn't enough. In 2026, I am most optimistic about the combination of RWA and AiFi; everything else is just supporting acts. Once the payment infrastructure is improved, stablecoins can truly take off. Privacy coins are a bit uncertain, but there is a real demand for them. If AiFi can truly be linked to the real economy, it would be a game-changer. Tokenization of the US stock market feels the most reliable.

View OriginalReply0