Idle funds where can they earn around 10% annualized? This question seems simple, but the answer varies greatly across different financial systems.

What is the current interest rate for domestic savings accounts? Basically around 1%, with little room for imagination. What about overseas US dollar assets like US Treasuries? At most, just over 3%. It sounds pretty good, but compared to overseas interest rate environments, it's quite average.

But on the blockchain, it's a different story. The yield on US dollar stablecoins can directly surpass 10%, and some varieties even higher. This price difference may seem exaggerated, but it’s actually the information gap between different financial systems—the lending demand and liquidity cost structure in the on-chain DeFi market is exactly like this.

In plain terms, the market is never short of liquidity; what’s lacking are truly profitable good assets. That’s also why more and more people are starting to pay attention to yield opportunities on the blockchain.