2025-12-25 23:23:24

Crypto Payments: The Gap Between Vision and Reality

Spend time inside a major crypto exchange handling 80+ million users and crypto payment flows, then sit down with nearly a hundred payment startup founders and leading payment service providers—you start seeing patterns.

Here's the uncomfortable truth: most early-stage teams are jumping into blockchain-based payments way too fast. They're chasing the hype without understanding what actually works.

We've talked to the builders, seen what sticks, and watched what crashes. The opportunities are real, but they're not where everyone thinks they are.

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CryptoGoldmine

· 12-28 22:15

Data from an exchange with over 80 million users is right here, and most payment teams are indeed blindly expanding. From a computational power perspective, pushing forward without properly adjusting difficulty will lead to awkward return cycles later on.

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BagHolderTillRetire

· 12-28 13:10

Damn, it's another story of "I've seen internal data"... The early teams were indeed messing around, but those who truly survived no longer rely on hype; they've been quietly making money.

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SchrodingerGas

· 12-25 23:53

Really, after seeing so many projects fail in the payments sector, it's just because they didn't understand the fundamental game of interaction costs... On-chain evidence is right there.

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nft_widow

· 12-25 23:52

It's really heartbreaking... Everyone is just hyping concepts, no one has figured out how to use them properly.

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degenonymous

· 12-25 23:52

That's spot on. Most projects are just guessing blindly and haven't really considered user experience at all.

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SchrodingerPrivateKey

· 12-25 23:50

You know, I've heard this argument too many times... There aren't many payment projects that can truly survive; everyone is betting on the future rather than solving the current problems.

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AirdropHunter

· 12-25 23:32

To be honest, most of the startup teams working on crypto payments are just after quick money and haven't really figured out how to implement it effectively.

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NFTRegretter

· 12-25 23:29

Another "harsh truth"... Listen to this argument, over 80 million users and hundreds of founders, all just trying to say that most projects are just hype. Indeed, but that's nothing new; we've been saying the same thing two years ago.

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