When it comes to privacy, it's not just some fancy add-on—it's the very foundation of the financial world. Without privacy protection, the entire financial system simply can't stand.

Now, about transparency. A lot of people see "full transparency" as the ideal, but in reality, it often turns into a fatal weakness. Being completely exposed to sunlight sounds great, but in practice? The risks go through the roof.

There's an interesting approach on the technical front: let transactions be quietly computed on the user's end, then post the results on-chain for public verification. This way, the privacy of the process is protected, while the results remain trustworthy—this is the real balance between privacy and transparency.

The market aspect is also worth considering. In the West, eyes are on how regulations might loosen up, while in the East, there's more focus on what real problems technology can solve. Judging by this trend, future growth is most likely to explode in Eastern markets.

As for those traditional institutions? What's holding them back has never been technical barriers, but endless meetings and never-ending decision-making processes. The real shackles are in the meeting rooms.