2025-12-05 20:03:24

Latest US consumer credit numbers just dropped - came in at +$9.178B, slightly below the $10.48B forecast.

The breakdown:
• Revolving credit (think credit cards): +$3.771B
• Nonrevolving credit (auto loans, student loans): +$5.407B

Consumer borrowing cooling off a bit. Could signal tighter liquidity conditions ahead for risk assets.

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ForkInTheRoad

· 9h ago

Consumer credit data has dumped the market again... Falling below expectations, there’s really no good news.

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LiquiditySurfer

· 9h ago

Hmm, consumer-side lending is cooling down, this round of data is pretty interesting... --- Liquidity is shrinking, need to move the surfing entry closer in. --- Credit card growth is only 3.7B? That's really kind of cold, need to find new LP yield opportunities. --- Non-revolving credit is still holding up, but this trend... the storm is brewing. --- Lending data is dropping the ball, on-chain arbitrage days are about to get tense. --- Risk assets are about to get tight, need to recalibrate strategies. --- Consumer side isn't as hyped anymore, need to recalculate capital efficiency. --- $9.178B vs $10.48B, not a huge shrink but the trend is obvious enough. --- Liquidity is contracting, that's a warning bell for risk assets. --- Market making depth is concerning, need to look elsewhere for arbitrage opportunities.

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gas_fee_therapist