#比特币对比代币化黄金 Blockchain is transforming one of traditional finance's toughest challenges—non-performing asset disposal—and this year, the sector delivered some surprising results. $ZEC $ZEN $DASH

Take the case of Kunshan Rural Commercial Bank: after introducing blockchain-powered notarial enforcement, the cost per transaction plummeted from 1,500 yuan to just 120 yuan, and the speed of fund recovery doubled. Even more dramatic is what's happening in Shenzhen with the Linked Cloud platform—debt confirmation used to drag on for three months, but now it can be settled in just one week.

The technical approach isn’t complicated: solidify debt information on-chain, use smart contracts for automated execution, and turn digital warehouse receipts into NFTs. With this setup, fund flows, document circulation, and information verification can all be synchronized in real time. Currently, the national court system’s recognition rate of blockchain evidence has reached 67%—a figure that signals the technology has officially moved from the experimental stage to large-scale application.

A 90% cost reduction might sound exaggerated, but the underlying logic is clear: eliminate friction costs from intermediaries and shift the trust mechanism from human endorsement to code-based assurance.