Bank of America's Brian Moynihan just dropped a reality check for UK regulators. His message? If London wants to keep its crown as a top-tier financial hub, the regulatory framework needs to stay competitive on the global stage. With financial centers worldwide racing to attract capital and innovation, overly rigid rules could push businesses elsewhere. It's a balancing act—maintain standards without choking growth. As crypto and traditional finance increasingly overlap, this conversation hits different. Will the UK adapt fast enough, or watch talent and capital flow to more flexible jurisdictions?