#美联储重启降息步伐 $ZEC Made a fortune but can't cash out? I've seen this happen way too many times.

Not long ago, a buddy of mine came to vent. He nailed the market, his account grew over tenfold, but the day he tried to withdraw—his card got frozen. The bank's customer service just said, "Please cooperate with the investigation," and for three whole months, he couldn't even withdraw enough money to buy a pack of cigarettes.

$BOB What's the worst part? He wasn't doing anything shady; he just messed up the withdrawal method and got flagged as a suspicious account by the system. The money's yours on-chain, but if it can't reach your hands, what's the point?

This kind of pitfall isn't far away. One random OTC trade, and your counterparty could be linked to dirty money—you instantly become the scapegoat; hurry to transfer a large amount right after it lands, and the risk control system slaps a "cash out" tag on you; worst of all is mixing your daily-use card with crypto—once your card gets frozen, your mortgage and car payments come to a halt.

$PIPPIN Not exaggerating, 90% of people in crypto will run into this sooner or later.

How to avoid it? After learning the hard way myself, here are a few tips:

Don't use USDT for withdrawals anymore—it's now a top target for risk control. Switch to BTC or ETH for a safer bet. Choose top-tier platforms; risk control might be strict, but at least they won't run away with your money.

Bank cards should be dedicated for specific use. Never use the one you get your salary or buy groceries with to receive crypto funds. Once the money arrives, don't rush to move it—let it sit for a day before transferring. Otherwise, "instant in, instant out" gets instantly flagged as suspicious.

Timing matters too—business hours during the day are safest. Don't mess around in the middle of the night; that's when risk control is most sensitive.

If your funds do get frozen, don't panic. Wait and observe for three days—sometimes it's a false alarm and will resolve itself. If not, go to the bank and find out which department did the freeze. Have your on-chain records, transaction screenshots, and chat evidence ready, and explain honestly—usually, that'll solve it.

The logic in crypto is simple: profits on paper mean nothing—only what's safely in your pocket counts. Don't just think about doubling your money; first, learn how to get it all back safely. The road to making money is long—once you get caught by risk control, you'll know just how powerless that feels.