Shanghai Rural Commercial Bank Takes the Lead in Direct Connection with "Shanghai Science and Technology Points" - Innovation and Science Finance Empowerment System Further Upgraded

Recently, Shanghai Rural Commercial Bank completed direct integration with the “Huke Points” evaluation system on the Shanghai “KeChuang Online” platform. It is the first financial institution in Shanghai to achieve direct connection between its banking system and this official platform, making new breakthroughs in government-bank data collaboration and precise empowerment of innovative enterprises. This lays a foundation for breaking information barriers, enhancing risk identification and customer assessment accuracy, and further improving the quality and efficiency of supporting innovative enterprises.

“Huke Points” is a comprehensive evaluation system for technology-based enterprises launched by the Shanghai Science and Technology Commission in collaboration with the Municipal Financial Office, the People’s Bank of China Shanghai Branch, the Shanghai Financial Regulatory Bureau, the Municipal Finance Bureau, and the Municipal Tax Bureau. Based on the Ministry of Science and Technology’s “Innovation Points System,” it is highly professional and authoritative, aiming to guide innovation resources, financial services, and policy support through precise profiling of enterprises to promote efficient clustering.

As one of the main banks providing financial services for Shanghai’s technological innovation, Shanghai Rural Commercial Bank actively participated in the “Huke Points Loan” initiative early on. This time, it completed direct data interface connection with the banking system, achieving synchronized points results, visual display, and scenario-based applications.

In the future, Shanghai Rural Commercial Bank will actively apply this authoritative evaluation system to promote “efficient assessment,” assist enterprises in “convenient borrowing,” and provide data support for more precise empowerment of innovative enterprises. By integrating evaluation results deeply into its full-cycle, multi-layered, and broad-coverage technological innovation financial service system, the bank aims to offer more accurate, efficient one-stop “financial + non-financial” services, injecting new financial momentum into Shanghai’s goal of building a globally influential science and technology innovation center.

(Editors: Wang Lei)

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