I truly recommend that everyone, regardless of whether they have social insurance, purchase a commercial insurance policy for themselves. You don't necessarily need to buy high coverage—if you have the means, go for a higher coverage; if not, a basic plan is sufficient. Critical illness insurance, health insurance, and accident insurance are all good options to buy for yourself and your family, and they are not expensive—basic plans cost only a few dozen to a few hundred yuan per month. Of course, we all hope to live safely and peacefully, and buying insurance is also about seeking peace of mind and providing protection for ourselves and our loved ones.