Fred Rispoli Reveals Critical Details on Ripple-SEC Breakthrough: The 60-Day Countdown Explained

The protracted legal dispute between Ripple and the Securities and Exchange Commission has officially entered its final chapter. In late March 2025, both parties moved to abandon their respective appeals, signaling a definitive conclusion to what has been one of cryptocurrency regulation’s most closely watched cases. Fred Rispoli, a prominent cryptocurrency attorney, immediately analyzed the developments, offering crucial insights into what this settlement truly means for the company and its community.

The Settlement Structure: Breaking Down What It Means

The agreement centers on a fine originally set at $125 million. Under the newly negotiated terms, the SEC will retain $50 million while Ripple receives the remaining $75 million—a significant portion of funds currently held in an interest-bearing escrow account. The SEC has further agreed to request that the court eliminate the standard injunction previously imposed at the regulator’s request, marking a symbolic shift in the relationship between the two parties.

Fred Rispoli was quick to contextualize this outcome within the broader legal landscape. The settlement represents not merely a financial arrangement but a validation of Ripple’s position that XRP should not have been classified as a security in the manner the SEC initially pursued.

Fred Rispoli’s Candid Assessment of the Legal Battle

In his analysis, Rispoli acknowledged the significant toll the case has taken on all participants. He expressed empathy for the SEC’s legal team, recognizing the thousands of hours and personal sacrifices invested throughout the litigation. However, he also highlighted that the settlement’s swift finality—what he characterized as the rapid conclusion of a years-long effort—raises important questions about regulatory certainty and the cryptocurrency industry’s path forward.

Rispoli’s commentary resonated with many in the crypto community who emphasized that Ripple’s leadership and token holders had endured the greatest burden: years of regulatory uncertainty, market volatility, and financial strain directly attributable to the enforcement action.

The 60-Day Path to Final Legal Closure

Fred Rispoli subsequently shared a detailed timeline for the remaining procedural steps. Following the initial settlement announcement, necessary legal documentation had already been drafted. The process now depends on several key milestones: an SEC Commission vote (anticipated within 30 days), followed by the SEC’s court filing to lift the injunction, which Ripple has committed not to contest.

Once the presiding judge approves these filings, the case achieves full legal resolution. According to Rispoli’s assessment, this entire process should conclude within approximately 60 days from the March announcement, fully and formally ending the SEC v. Ripple litigation.

What This Resolution Means Going Forward

The settlement’s completion would provide essential clarity regarding XRP’s regulatory status and establish significant precedent for how American regulators approach other digital assets. For Ripple as an organization and for the broader XRP holder community, this resolution eliminates years of uncertainty that had clouded the project’s trajectory and market positioning.

Fred Rispoli’s professional perspective underscores that while the legal process has reached its conclusion, the implications for cryptocurrency regulation and market development extend far beyond this single case, influencing how regulators and the industry navigate future disputes.