Canza Finance launches a continent-scale autonomous AI protocol (CAPP) for Africa

Decentralized financial network Canza Finance, dedicated to building Africa’s digital economy infrastructure, announced today that its local USDT trading volume has surpassed $131 million. This milestone marks a significant step forward for Canza in empowering Africa’s business ecosystem.

This achievement mainly stems from Canza’s initial P2P and B2B foreign exchange services, USDT stablecoin market-making operations, and on-chain OTC settlements on the Aptos network. Compared to the previous quarter, trading volume has increased by approximately 300%, further consolidating Canza’s leadership position in the African market, which has long been constrained by inefficiencies in traditional finance.

Strong proof of market leadership

This trading scale directly validates the enormous and genuine demand in Africa for efficient cross-border financial services, demonstrating that businesses and individuals are actively adopting Canza’s solutions to address complex local and regional currency circulation challenges.

Pascal Ntsama, CEO of Canza Finance, stated: “The breakthrough in trading volume fully reflects the community’s trust in us. We are not just building a platform but empowering thousands of African businesses and individuals to participate in the global economy in their own way. This milestone not only confirms the huge demand for stablecoin liquidity but also clearly indicates that to truly achieve continent-wide scale in Africa, a new technological infrastructure is urgently needed.”

Expansion bottleneck: Why traditional systems fail

Although Canza’s early operations validated real market demand, the process of reaching current trading volumes has also gradually exposed the long-standing structural inefficiencies in Africa’s cross-border financial system. Almost every transaction tests the capacity limits of traditional payment systems:

• High costs: The average cost of cross-border remittances in Africa remains as high as 8.9%, constituting a continuous financial burden for businesses and individual users;
• Severe delays: Corporate payments typically require 3–5 days to settle, severely impacting cash flow turnover and business expansion;
• Fragmented channels: The 156 independent mobile payment systems across Africa struggle to achieve seamless interconnection, making regional scaling operations complex and costly.

To overcome these bottlenecks and support next-stage sustainable growth, Canza is accelerating its transition to a fully autonomous financial infrastructure.

Major release of CAPP: The next-generation autonomous payment infrastructure

Canza proudly announces the launch of the Canza Autonomous Payment Protocol (CAPP)—the world’s first multi-agent autonomous AI system designed for cross-border payments, aimed at eliminating existing bottlenecks and serving Africa’s cross-border economy projected to reach $1 trillion by 2035.

CAPP will address expansion challenges in the African market through the following capabilities:

90% cost reduction

By automating complex payment routing, the goal is to reduce costs to below 1% (compared to the current average of 8.9%), unlocking billions of dollars in value for the African economy.

Instant settlement

Reducing settlement times from days to less than a minute, providing businesses with real-time cash flow management capabilities.

Inclusive connectivity

The core innovation of CAPP is the Mobile Money Bridge Agents, which can unify connection to all 156 mobile payment systems in Africa, allowing over 400 million unbanked users to access the digital economy with just a mobile phone.

Technology assurance based on Aptos

CAPP operates on the Aptos blockchain network, leveraging its sub-second transaction finality and extremely low transaction fees (average around $0.0005). Under the security of Move smart contracts, it ensures the safety and auditability of fund flows and supports micro-payment scenarios with commercial viability. This provides a high-throughput, auditable underlying infrastructure for Canza’s next phase of scalable development.

Corey Sheft-Tannenbaum, Head of Investment at Aptos Foundation, said: “This milestone for Canza reaffirms a fact: traditional payment channels cannot meet the scale and speed needs of African enterprises. Canza’s growth demonstrates that when innovative teams combine deep market insights with world-class technology, the real-world value of decentralized finance becomes evident. We are honored to partner with such a team, not only to drive the transformation of cross-border payments in Africa but also to set new global standards for the real-world impact of decentralized finance.”

Accelerating forward on the growth foundation

This milestone is not the end but a core data point validating the necessity of CAPP. Based on extensive real transaction data, Canza will accelerate its roadmap, expanding CAPP into more African markets and launching new features previously validated by data.

About Canza Finance

Canza Finance is a leading pan-African decentralized financial network offering innovative services including P2P foreign exchange trading, B2B payments, and stablecoin solutions. Canza’s mission is to empower African businesses and individuals by building open, user-friendly, and efficient financial infrastructure.

To learn more about how CAPP is reshaping Africa’s payment systems and to join Canza’s growing community, visit the official website canza.io and follow @canzafinance on Twitter. Companies interested in participating in the CAPP automation pilot can contact their team via the following page: https://canza.io/capp.

(Partner: CMC Labs)