On January 16, news reports that Interactive Brokers, a US brokerage firm, announced the launch of a stablecoin account deposit service for eligible clients, allowing users to deposit funds using USDC around the clock, with plans to support RLUSD and PYUSD in the near future. This move marks a further embrace of stablecoins and blockchain settlement systems at the infrastructure level by traditional brokerages.
According to official disclosures, Interactive Brokers officially launched this feature on January 15, 2026. Clients can transfer stablecoins via blockchain networks, which are automatically converted into USD within minutes by a third-party service provider, ZeroHash, and directly credited to their brokerage account balance. This process bypasses the common issues of slow bank wire transfers, cumbersome procedures, and high fees.
In the initial phase, the service only supports USD Coin deposits. Interactive Brokers stated that support for RLUSD and PayPal USD is expected to be added in the week of January 19, 2026, further expanding the options for stablecoin deposits. ZeroHash will handle on-chain transfers from Ethereum, Solana, and Base networks, completing conversions between stablecoins and USD.
Regarding fee structure, Interactive Brokers explicitly stated that it does not charge any deposit fees. ZeroHash will charge a 0.30% conversion fee for converting stablecoins to USD, with a minimum fee of $1. In comparison, international investors often wait one to three business days for traditional cross-border wire transfers, with each transaction typically costing between $25 and $50, highlighting a significant difference in cost and efficiency.
Interactive Brokers emphasizes that the stablecoin-based deposit model enables near real-time fund availability, unaffected by bank operating hours, weekends, or public holidays. Once funds are credited, clients can immediately participate in trading over 170 global markets, significantly improving account fund turnover efficiency.
CEO Milan Galik stated that the launch of this feature aims to provide clients with faster and more flexible funding solutions to match the nearly continuous trading rhythm of global markets. He also pointed out that clients are not trading cryptocurrencies directly through this feature but are using blockchain networks as a cash deposit channel.
Looking further ahead, this stablecoin deposit service is seen as an important step for Interactive Brokers to integrate digital asset infrastructure into traditional financial operations, reflecting the accelerating practical application value of stablecoins in cross-border settlement and broker fund management fields.
Disclaimer: The information on this page may come from third parties and does not represent the views or opinions of Gate. The content displayed on this page is for reference only and does not constitute any financial, investment, or legal advice. Gate does not guarantee the accuracy or completeness of the information and shall not be liable for any losses arising from the use of this information. Virtual asset investments carry high risks and are subject to significant price volatility. You may lose all of your invested principal. Please fully understand the relevant risks and make prudent decisions based on your own financial situation and risk tolerance. For details, please refer to
Disclaimer.
Related Articles
BIS Warns Dollar-Denominated Stablecoins Like USDT and USDC Pose Financial Stability Risk
Gate News message, April 21 — The Bank for International Payments (BIS) has reiterated concerns about stablecoins, with Managing Director Pablo Hernandez de Cos warning that dollar-denominated stablecoins such as USDT and USDC are fundamentally riskier than commonly perceived.
Cos stated that
GateNews15h ago
Whale Deploys $10M USDC on HyperLiquid, Opens Major Oil Short Positions
Gate News message, a newly created wallet address "0xEbE" deposited $10 million USDC into HyperLiquid and opened a 63,000 BRENTOIL short position with 20x leverage. Another wallet "0x9D3", linked to the same whale, holds 20x short positions of 250,000 BRENTOIL (valued at $22.5 million) and 210,000 C
GateNews22h ago
RedotPay Adds SUI and Native USDC-Sui Support, Enabling Payments in 100+ Countries
RedotPay has integrated SUI and USDC-Sui, allowing users to spend tokens and transfer funds in local fiat across 100+ countries. With 7 million users and $10 billion in annual payments, RedotPay is already profitable. The integration highlights fintech's shift towards blockchain solutions for international transactions.
GateNews04-21 01:11
Justin Sun Deposits $55.01M USDC to Spark Protocol, Cumulative Deposits Reach $179M
Justin Sun withdrew 55.01 million USDC from a major CEX and deposited it into the Spark protocol, totaling $179 million in deposits since Aave's bad debt incident, highlighting Spark's growing liquidity.
GateNews04-20 16:01
