Lately, I keep hearing people talk about "modularization," and honestly, for someone like me, a end-user, it seems like it doesn't really add much to my experience. Transfers are still transfers, the wallet is still the same wallet, and clicking confirm still makes my heart race... The only real feeling I have is that sometimes, doing the same operation, it suddenly becomes cheaper, faster, or switching to a different chain is like changing subway lines—just don't get stuck.

But it's also pretty funny and frustrating: the more detailed the upper layers are broken down, the more the bottom looks like LEGO, and when problems occur, I just want to ask, "Who's responsible?" only to find myself having to flip through bridges, reordering, and a bunch of stuff I don't want to understand at all.
Recently, comparing RWA, US bond yields, and on-chain yield products has made me numb—I hear they’re stable, but it’s still that saying: returns are painted, risks are hidden. Anyway, I just treat my positions like an ECG, to avoid suddenly having a heart attack.