Everbright Bank's financial report shows "two sets of data" - significant discrepancies between A-shares, H-shares, and branch data spark controversy

Does AI data discrepancy affect investors’ confidence in Everbright Bank?

Beijing News Shell Finance Report (Reporter Jiang Fan) Recently, Everbright Bank’s financial report has attracted market attention. In the performance reports released by the bank on the Hong Kong Stock Exchange and the Shanghai Stock Exchange, some branch asset sizes differ.

According to the performance reports released by the bank on the Hong Kong Stock Exchange and the Shanghai Stock Exchange, the asset size of the Tianjin Branch is 59.84B yuan and 101.33B yuan respectively; the Shijiazhuang Branch’s asset sizes are 286.7B yuan and 120.27B yuan respectively; the Yantai Branch’s asset sizes are 27.47B yuan and 72.6B yuan respectively.

In addition, data from branches in the Yangtze River Delta region, Pearl River Delta region, central region, some western regions, northeast regions, and some overseas locations all show discrepancies.

The screenshot on the left shows Everbright Bank’s performance report released on the Hong Kong Stock Exchange, while the screenshot on the right shows the report released on the Shanghai Stock Exchange.

It is worth noting that while Everbright Bank released its 2025 annual report on the Shanghai Stock Exchange, it also issued a “H-share Announcement,” which is the Hong Kong stock version of the annual report. However, in this report, the data of each branch of Everbright Bank is consistent with the A-share version of the annual report.

Which announcement’s data is correct? As of the time of this report, Beike Finance has not received any response from Everbright Bank regarding the reasons for the data discrepancies.

According to the A-share announcement data, Everbright Bank achieved operating income of 126.31B yuan in 2025, a year-on-year decrease of 6.72%; net profit attributable to shareholders was 38.83B yuan, a decrease of 6.88% year-on-year. As of the end of 2025, Everbright Bank’s non-performing loan ratio was 1.27%, up 0.02 percentage points from the end of the previous year; the provision coverage ratio was 174.14%, down 6.45 percentage points from the end of the previous year.

Editor: Chen Li, Proofreader: Mu Xiangtong