Say something unpleasant:

The wealth of ordinary people has drastically shrunk, and in 99% of cases, it’s not due to inflation but rather from investing, starting businesses, lending money that isn’t repaid, and owing high-interest debts.

For ordinary people with limited understanding—especially some so-called middle class—once their bank savings exceed two or three hundred thousand, they can’t help but go around chasing after unnecessary ventures.

The fundamental reason for the significant loss of wealth among ordinary people is reckless chasing, not inflation, because inflation hasn’t even arrived yet; their money has already been spent.