Construction Bank: Achieve a net profit attributable to shareholders of the bank of 338.906 billion yuan by 2025, a year-on-year increase of 0.99%.

LightningPacketLoss · 2026-03-28T00:00:07+00:00

Construction Bank's 2025 performance announcement shows that the group revenue is 7,408.71 billion yuan, net profit is 3,397.90 billion yuan, and the average return on assets is 0.79%. Total assets reach 45.63 trillion yuan, with a non-performing loan ratio of 1.31%. Overall operations are stable, with a provision coverage ratio of 233.15%.

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2026-03-28 00:00:07

Abstract generation in progress

On March 27, China Construction Bank released its 2025 annual performance announcement. In 2025, the group achieved operating income of 740.871 billion yuan, an increase of 1.69%, and a net profit of 339.79 billion yuan, an increase of 1.04%; the net profit attributable to shareholders of the bank was 338.906 billion yuan, an increase of 0.99% compared to the previous year. The average return on assets was 0.79%, and the weighted average return on equity was 10.04%.

By the end of 2025, the group’s total assets reached 45.63 trillion yuan, an increase of 12.47%; among them, the net amount of loans and advances was 26.93 trillion yuan, an increase of 7.53%. The total liabilities amounted to 41.95 trillion yuan, an increase of 12.68%; of which, deposits absorbed were 30.84 trillion yuan, an increase of 7.39%. The issuance of A-shares to the Ministry of Finance raised 105 billion yuan.

In terms of asset quality, by the end of 2025, the balance of non-performing loans was 363.982 billion yuan, an increase of 19.291 billion yuan compared to the previous year; the non-performing loan ratio was 1.31%, a decrease of 0.03 percentage points compared to the previous year; the proportion of loans under close scrutiny was 1.77%, a decrease of 0.12 percentage points compared to the previous year. The provision coverage ratio was 233.15%, and the loan provision ratio was 3.06%.

(China Construction Bank)

(Edited by: Qian Xiaorui)

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