Bank of Communications Wuhu Branch: Building a Technology-Focused Branch to Empower Real Economy Development

From: Xinhua Finance

Recently, Wuhu Branch of Bank of Communications (hereinafter referred to as “Wuhu Branch”) achieved excellent results in the evaluation of the bank’s core technology-oriented business institutions. Its Tongmen Mountain Sub-branch ranked 11th in the Bank of Communications system and 1st among Anhui Province branches. This achievement is a vivid practice of Wuhu Branch implementing the national innovation-driven development strategy, continuously enhancing its financial services’ technological and industrial innovation capabilities, and a microcosm of solidly advancing the big article of fintech.

In recent years, Wuhu Branch has earnestly implemented the spirit of the Central Financial Work Conference, attached great importance to fintech development, and continuously improved its fintech service system through measures such as establishing technology-focused branches. In September 2025, Anhui Province Branch of Bank of Communications (hereinafter referred to as “Provincial Branch”) issued the “Construction Plan for Technology Branches and Technology-Featured Branches of Bank of Communications Anhui Province Branch,” aiming to build “one tech branch + three tech-featured branches + nine cultivation branches.” In September of the same year, Tongmen Mountain Sub-branch was successfully selected as a “specialized fintech institution” by the Provincial Branch and actively promoted the healthy cycle of “technology—industry—finance,” gradually exploring a regional characteristic path for fintech development.

Regarding credit support, Tongmen Mountain Sub-branch focused on characteristic industries such as local auto parts and new materials, increased comprehensive services for leading tech enterprises, and extended to upstream and downstream of the industrial chain to promote the expansion of loans to tech-based companies. By 2025, the bank’s loans to tech enterprises increased by 36% year-on-year, with inclusive tech enterprise loans growing by 41% year-on-year.

In the precise drip-feeding support for tech enterprises, Tongmen Mountain Sub-branch has emerged with a number of representative financial service cases. Wuhu a tech joint-stock company specializing in R&D and production of high-performance sputtering targets, widely used in new display and integrated circuit manufacturing. As technology iterates and industry upgrades, the company’s funding needs continue to grow. Relying on the bank’s “proactive credit” model, the sub-branch increased its comprehensive credit limit from 40 million yuan to 90 million yuan starting in 2025, effectively supporting R&D and expansion. Currently, the company has become a national manufacturing “single champion” and a key “little giant” enterprise recognized at the national level.

Meanwhile, Tongmen Mountain Sub-branch also pays attention to the financing pain points of early-stage tech companies. A high-tech company in Wuhu, established in 2020, mainly engaged in the development and application of new materials such as carbon fiber, covering aerospace, new energy vehicles, semiconductors, and other fields. During routine visits, the branch learned that the company had “financing needs but lacked collateral.” Combining its recognition as a provincial high-tech enterprise, and leveraging Bank of Communications’ inclusive financial products, in 2025, the bank provided 10 million yuan in credit support, effectively alleviating the startup’s initial capital pressure.

In terms of operational system construction, the Provincial Branch’s fintech center regularly provides on-site guidance, professional support, and policy guidance. Wuhu Branch implements differentiated assessments for tech-featured branches, establishes linkage service mechanisms for key projects, and opens green approval channels. Tongmen Mountain Sub-branch has also built a dedicated service team to quickly respond to the diversified financial needs of tech enterprises, continuously improving service quality and efficiency.

In product innovation, Tongmen Mountain Sub-branch focuses on the full lifecycle service needs of tech enterprises, utilizing the “proactive credit” model, adapting to relay-style financing products, and simultaneously strengthening investment banking, international business, and other diversified services to provide comprehensive “financing + intelligence” support. Through the mutual efforts of technology and finance, the branch has also achieved steady business development, ranking first in Anhui Province’s secondary network evaluation and Wuhu Branch’s comprehensive performance assessment in 2025.

Building a technology-featured business institution not only improves the quality and efficiency of fintech services but also injects new momentum into Wuhu Branch’s transformation and development. By the end of 2025, Wuhu Branch’s various deposit and loan market shares increased by 0.49% and 0.42%, respectively, compared to the beginning of the year. Moving forward, Wuhu Branch will continue to leverage the demonstration role of tech-featured branches, further integrate resources, optimize mechanisms, innovate products and service models, and keep writing the big article of fintech, contributing more Bank of Communications strength to Wuhu’s technological innovation and industrial upgrading. (Li Xiaokang)

Editor: Mu Hao

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