American insurance institutions achieve new breakthroughs—Delaware Life Insurance Company (a subsidiary of Group 1001) officially introduces Bitcoin exposure in fixed index annuity (FIA) products, marking the first time in the US insurance industry.

Specifically, the institution incorporates the BlackRock U.S. Equity Bitcoin Balanced Risk 12% Index into its annuity product portfolio. This index is cleverly designed—achieving Bitcoin exposure through the iShares Bitcoin Trust while maintaining a 12% risk allocation balance.

This move is highly significant. Traditional insurance companies have always been known for stability, and now actively allocating Bitcoin in annuity products indicates that Bitcoin's status as an asset allocation option is rising. Annuity products target medium- to long-term investors, who typically demand high asset security—Delaware Life's approach, to some extent, validates the growing institutional recognition of Bitcoin.

From a market perspective, this reflects the gradual blurring of boundaries between traditional finance and crypto assets. An increasing number of mainstream institutions are exploring how to provide Bitcoin exposure within compliant frameworks, and the introduction of annuity products is a landmark event—it signifies that Bitcoin allocation has extended into capital-protected financial products.