50T Funds Founder: Bitcoin hits 180,000, the year of explosive growth for stablecoins and tokenization has arrived

50T Funds founder Dan Tapiero recommends diversifying investments among BTC, ETH, and SOL, predicting Bitcoin reaching $180,000. Stablecoin trading volume surged from 19.7 trillion to 33 trillion, optimistic about tokenization and AI integration, but criticizes that 95% of DAT companies lack value.

50T Funds recommends core allocation in BTC, ETH, SOL

If you have $10,000 in idle funds and want to enter the cryptocurrency market by 2026, how should you allocate? Renowned investor and 50T Funds founder Dan Tapiero suggests: “I think you should diversify your funds into Bitcoin, Ethereum, and Solana (SOL). As for the proportions, you can evaluate and decide.” This advice reflects professional investors’ emphasis on diversification to avoid putting all capital into a single asset.

However, 50T Funds’s focus is not solely on price fluctuations. Dan Tapiero believes that the most explosive opportunities in the crypto market by 2026 are emerging within industry infrastructure, especially those infrastructure projects that have finally broken into mainstream adoption, entering a golden era. This shift from speculation to infrastructure signifies that the crypto market is maturing.

Dan Tapiero points out that stablecoins are one of the key engines, currently becoming the new heart of the global payment system. Statistics show that stablecoin trading volume has skyrocketed from $19.7 trillion in 2024 to $33 trillion in 2025. He states: “We see a brand-new world taking shape, with traditional financial giants scrambling to integrate stablecoin payment rails into their existing businesses.”

What does $33 trillion mean? It’s about 30% of the global GDP, close to the total annual GDP of the United States. Stablecoin trading volume grew 67% in one year (from 19.7 trillion to 33 trillion), a explosive growth rate far surpassing any traditional payment system. Visa and Mastercard’s combined global transaction volume is approximately $15-20 trillion; stablecoins have already surpassed these century-old payment giants, becoming one of the largest digital payment networks worldwide.

50T Funds’s core trend outlook for 2026

Stablecoin payments: $33 trillion in volume, actively integrated by traditional financial institutions

Tokenization: On-chain real estate, securities, and other traditional assets, opening trillion-dollar markets

Blockchain and AI integration: AI agents autonomously trading and settling on-chain

On-chain prediction markets: Platforms like Polymarket verify the feasibility of decentralized prediction markets

The common point among these trends is that they no longer rely on speculative sentiment but are built on real business needs and technological innovation. 50T Funds’s investment logic is to seek out infrastructure projects that can create tangible value, rather than chasing short-term price speculation.

Bitcoin’s $180,000 target based on demand and monetary policy

In 50T Funds’s investment blueprint, Bitcoin remains a “core asset” and “hedge tool.” Dan Tapiero asserts that Bitcoin could reach $180,000 in this cycle, driven by increasing demand and global monetary policy shifts. Regarding recent market volatility, he confidently states: “This is merely a technical correction; the bottom has already been established.”

The $180,000 target implies an 87.5% increase from the current approximately $96,000. This forecast is based on several key assumptions. First, sustained demand growth, including institutional allocations via ETFs, continuous buying by companies like MicroStrategy, and retail follow-on during bull markets. Second, structural scarcity on the supply side, with the total cap of 21 million BTC remaining unchanged, and the halving events reducing new supply over time.

Dan Tapiero believes the upcoming macroeconomic environment is highly favorable for Bitcoin. On one hand, the global trend toward easing monetary policy is taking shape; on the other, governments are injecting massive funds into AI infrastructure. Such fiscal spending will inevitably lead to currency devaluation worldwide. He states: “This is a very positive signal for Bitcoin.”

Global AI infrastructure investment is a significant macro variable that 50T Funds is watching. The US, China, and the EU are all investing hundreds of billions of dollars in building AI data centers, chip capacity, and computing networks. This competitive spending will greatly expand the global money supply, as governments often finance these investments through debt issuance or money printing. In an environment of expanding money supply, the fixed supply of Bitcoin will benefit as a hedge against currency devaluation.

The “bottom has been established” judgment is based on technical analysis and on-chain data. Dan Tapiero believes that support around $84,000 has been tested multiple times and held, marking the bottom of this correction. As long as it does not fall below this level, Bitcoin’s upward trend remains intact. The current sideways consolidation is a healthy process to accumulate momentum for the next rally, not a trend reversal signal.

Optimism for tokenization and AI integration, criticism of DAT’s lack of value

On the industry development front, 50T Funds is optimistic about tokenization, blockchain and AI integration, and on-chain prediction markets, all with promising prospects. However, he remains cautious about digital asset reserve companies (DAT). He points out: “These companies have no moat. I really don’t see long-term value in 95% of them.”

This critique is quite sharp. Digital Asset Reserve companies (DAT) refer to publicly listed companies whose main business is holding cryptocurrencies, similar to MicroStrategy. However, Dan Tapiero believes that apart from a few companies with genuine strategic execution and capital market capabilities, most DAT companies simply buy and hold cryptocurrencies, lacking competitive barriers.

“Having no moat” is a Buffett-style value investing critique. A moat refers to a company’s sustainable competitive advantage, such as brand, network effects, economies of scale, or patents. For DAT companies, their “business” is holding cryptocurrencies, a model easily replicable by others. Why should investors buy DAT stocks (often at a premium) instead of directly purchasing Bitcoin ETFs (with lower fees and better liquidity)? Unless DAT companies can provide additional value, their business models are fragile.

In contrast, 50T Funds’s favored tokenization involves bringing real estate, stocks, bonds, art, and other traditional assets on-chain, enabling fractional ownership and instant settlement via smart contracts. This approach addresses issues like poor liquidity, high transaction costs, and high entry barriers in traditional assets, creating real commercial value. The integration of blockchain and AI opens new application scenarios, such as AI agents autonomously managing assets, executing trades, and settling on-chain.

On-chain prediction markets like Polymarket’s success in the 2024 US elections demonstrate the feasibility and accuracy of decentralized prediction markets. These markets are not just speculative tools but also mechanisms for information aggregation and price discovery. 50T Funds is optimistic about this sector because it combines financial innovation with social value.

Stablecoins will be the biggest winners by 2026

Dan Tapiero concludes that although the crypto industry in 2026 is still in its early stages, it is developing rapidly. The market is no longer dominated by speculation but increasingly driven by “real use cases.” He points out that stablecoins, payments, and financial applications are the first to take off because, at their core, everyone cares about one thing: money.

This summary precisely captures the essence of crypto market evolution. Early on, the market was indeed driven by speculation; people bought coins expecting appreciation rather than for actual use. But as stablecoins began to be used for cross-border remittances, DeFi lending, and merchant payments, they transformed from speculative assets into practical tools. This shift marks the true maturity of the crypto market.

50T Funds’s optimism about stablecoins is not only based on current trends but also on future outlooks. As regulatory frameworks in various countries (such as the EU’s MiCAR and the US’s CLARITY Act) mature, stablecoins will be more deeply integrated into the global financial system. Banks, payment companies, and even central banks are exploring how to leverage stablecoins to improve payment efficiency. Once mainstream adoption takes hold, the stablecoin market could expand from the current $200 billion to trillions of dollars.

For investors, 50T Funds’s perspective provides clear guidance. The core allocation should be in mainstream assets like Bitcoin, Ethereum, and Solana—assets that have proven their value and infrastructure over time. On top of that, some funds can be allocated to stablecoin infrastructure, tokenization platforms, and AI+blockchain projects. However, avoid DAT companies lacking moats and purely speculative meme coins. As the market increasingly focuses on real value, speculative bubbles will gradually be squeezed out, and only projects that create actual utility can survive long-term.