Honestly, among BNB's financial options, the LISTA plan is definitely worth paying attention to. Currently, you can earn close to 10% basic returns, plus the airdrop rewards for holding BNB, bringing the total annualized yield to around 20%. This number is quite good given the current market environment.

How to participate? The process is actually very simple—go to the exchange wallet's financial module, find the LISTA product, and just subscribe. The whole operation takes about five minutes. The key point is that you can also receive additional airdrops as a BNB holder at the same time, which adds an extra layer of income.

So what is LISTA itself for? Simply put, it is a decentralized stablecoin lending protocol empowered by LSDfi. It may sound complicated, but basically, it turns your BNB into a liquidity asset, allowing you to earn yields without losing liquidity.

Looking at the data, the project's performance is quite solid. From 2024 to mid-2025, the TVL reached $1.99 billion, hitting a historical peak in October. The total amount of staked BNB surpassed 1.3 million, an increase of 185% compared to before. In the entire BNB LST track, LISTA holds over 60% of the market share, making it a leading player.

Since 2025, LISTA has evolved beyond just a liquidity staking service. It has now become a complete DeFi ecosystem—including lending modules, real-world asset markets (RWA), decentralized exchanges, collateral debt position management, plus the original BNB liquidity staking service. LISTA Lending supports multiple collateral assets and vault mechanisms, with risk parameters designed to be quite differentiated, making the entire lending system more and more sophisticated.

In summary: If you want stable returns on BNB, this plan is worth trying.