#数字资产动态追踪 Hong Kong Regulatory New Policies Arrive in 2026, Cryptocurrency Market Faces Major Changes

Breaking news: The Hong Kong Monetary Authority has confirmed that starting January 1, 2026, it will officially implement the Basel Committee's crypto asset regulatory framework. This is not just news; it marks a watershed moment for the entire market. Mainstream assets like $BTC, $ETH, and stablecoins will all be incorporated into the formal regulatory system, leading to profound adjustments in market structure.

**The Bubble Will Burst, That’s Inevitable**

For a long time, the prosperity of the crypto market has been mixed with too much speculation. Projects like air coins and pyramid schemes have survived until now mainly due to regulatory vacuum. Once the new regulations are enforced, these valueless projects will have nowhere to hide. This cleansing will be fierce—projects without real applications or technological backing will be quickly eliminated.

But this is not a bad thing. On the contrary, the arrival of regulation is pushing retail investors from a "gambler mentality" to an "investor mindset." The era of relying on luck and hype-driven trading is indeed coming to an end. Participants who study fundamentals carefully and understand technology will find better opportunities in the new order.

**Where Is the Exit for Retail Investors?**

First, abandon the gambling mentality. View crypto assets as part of long-term asset allocation, not as tools for overnight riches. This mindset shift is crucial.

Second, focus on core assets. Spend time researching projects with genuine ecosystems and ongoing development teams. As regulation arrives, the value of these assets will be re-priced.

Third, understand the logic behind the new rules. The core of the Basel framework is risk weight calculation, with different assets classified accordingly, which will influence institutional allocation strategies. Retail investors who understand these rules early can position themselves advantageously.

**Opportunities in Risks**

History shows that each regulatory shock reshapes market order. Projects that can withstand the test will survive and may even attract more institutional capital under new regulations. Moments of panic caused by regulation are often opportunities for foresighted investors.

The market is reshuffling, but the rules are becoming clearer. Savvy participants will see that this is not the end for crypto assets but the beginning of their maturation. Truly valuable coins will withstand both time and regulatory scrutiny.

Are you going to continue gambling in the chaos, or adjust your strategy to embrace the new era? This choice will determine your position in the next cycle.