Prolonged Decay Breeds Financial Apathy

The rot runs deep. We can trace it back—2008, the financial meltdown, Occupy Wall Street rising up in protest. That moment captured something real: a system rigged against ordinary people.

But here's what stings: little has fundamentally shifted. Sure, we got fancier tech. Algorithms, blockchain, digital assets. Yet these tools haven't solved the core problem—they've mostly just created new mechanisms for wealth concentration.

The gap between haves and have-nots keeps widening. Institutions got bigger, more resilient. Retail got burned again and again. So people stopped believing in the game itself. Not cynicism exactly—more like resignation. A quiet acceptance that the old financial system operates by rules designed to benefit those already inside.

That's where financial nihilism finds fertile ground. When every reform feels cosmetic and every crisis ends with bailouts for the few, why should anyone trust the system? Crypto didn't invent this skepticism. It just gave it an alternative outlet.