2026-01-01 13:21:11

As the new year begins, I want to share some recent thoughts on crypto asset allocation.

Over the past two months, I have been deeply studying position management and cycle thinking. The biggest takeaway is one sentence: Discipline is the most durable weapon for ordinary investors to survive the alternating bull and bear markets.

My operational framework is very clear, consisting of three parts:

**Dollar-Cost Averaging Reserve** — Consistently accumulate USDT every month, waiting for key support levels to enter gradually. Taking BNB spot as an example, I avoid chasing highs and only act when obvious technical support appears.

**Futures Strategy** — Use low leverage to accumulate positions in a bear market, and enjoy the scenery when the market truly turns bullish. This way, I neither completely miss opportunities nor increase the risk of liquidation.

**Continuous Learning** — Review daily and think across different time cycles. This process trains one's "delayed gratification" ability, which is precisely the most scarce resource in the crypto market.

Six years of lessons have been ingrained into my trading discipline. This bear market is indeed a gift for those with patience.

My bottom-line principles: Better to miss out on gains than chase highs; crypto asset allocation should not exceed 20% of total assets; always keep enough USDT to handle extreme market conditions.

"When the tide goes out, you should be ready with your boat; when the tide rises, you can sail with the flow."

If you are also engaged in similar long-term dollar-cost averaging plans, welcome to share in the comments section, and let’s witness the power of cycles together.

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GateUser-cff9c776

· 1h ago

Discipline is easy to talk about, but few can endure through multiple cycles. Where are your six years' worth of account screenshots?

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ponzi_poet

· 3h ago

Discipline is something that’s easy to talk about but hard to do, especially when you see others making ten times the profit… --- I agree that HODLing U without chasing highs, but there are many times when you just can’t hold on. --- Low leverage sounds stable, but the real test is probably psychological resilience. --- Delayed gratification in the crypto world is indeed a luxury; most people die waiting. --- The 20% allocation ratio is a critical red line to prevent yourself from becoming a gambler. --- Six years of developing discipline is truly more valuable than any strategy. --- The problem is, what if you misjudge the support level? Everyone’s perspective is different… --- It feels like your framework is more like a practice, not just about making money but also about cultivating the mind. --- Always keep enough U to handle extreme situations—that’s true risk management awareness. --- The saying that a bear market is a gift, you need to have enough money to say that, haha.

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LayerZeroEnjoyer

· 5h ago

Discipline is indeed the key, but to be honest, most people won't last until that day, and their mindset will collapse.

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GasFeeWhisperer

· 5h ago

Discipline is something that's easy to talk about but really hell to practice... My friend kept chasing highs to the point of doubting life. Holding only that much USDT in a month must be really frustrating. Lessons learned over 6 years are valuable, but most people give up in just 3 months, haha. I need to think carefully about this 20% allocation cap. Delayed gratification is correct, but the crypto market is testing people's psychological defenses. Not many can truly do it. Reviewing my trades every day makes me feel a bit obsessive-compulsive, but it really helps me see many things clearly. "Not chasing highs" is more effective than anything else, but unfortunately, everyone who knows that can't do it. People who get liquidated are all caught by leverage; low leverage is really stable.

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BearMarketBuilder

· 5h ago

Discipline is easy to talk about, but only after going through several cycles do you truly understand it. --- That phrase "don't chase highs" hit me hard; so many people get caught up because of this. --- Delayed gratification, this is the core of making money, right? --- Hmm, I need to remember the 20% allocation ratio; it seems many people are exceeding the limit. --- Six years? That definitely gives you a say; I’ve been still exploring these past two years. --- I've learned the trick of accumulating chips in a bear market with low leverage; it's definitely more comfortable than all-in. --- Daily review is really tiring, but seeing you persist like this makes it seem worthwhile. --- The analogy of preparing the boat as the tide recedes is excellent; very few people actually do it. --- Wait, your framework doesn’t seem that complicated; it’s more about just enduring. --- I can never keep enough U; I always want to go all-in...

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GateUser-e51e87c7

· 5h ago

Discipline is easy to talk about, but few can truly stick to it, especially during a bear market.

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GasFeeDodger

· 5h ago

It took six years to realize, I paid three times the tuition in just two years. Discipline is easy to talk about, but it's really a knife. I agree with low leverage, margin calls really come without warning.

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