Eurozone Lending Growth Misses Expectations

EthereumCraftsman · 2026-02-26T10:54:02+00:00

In January 2026, Eurozone bank lending to households increased by 3% to €7.156 trillion, falling short of expectations. Meanwhile, business lending decreased, resulting in an overall credit growth of 3.3%.

EthereumCraftsman

2026-02-26 10:54:02

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Bank lending to households in the Eurozone rose 3% year-on-year to €7.156 trillion in January 2026, below market expectations of 3.1%. The increase reflects a continued recovery in credit demand, supported by the European Central Bank’s recent policy easing. Lending to businesses decreased to 2.8% in January from 3%. Combined, overall credit growth to the private sector, covering both households and non-financial corporations, stood at 3.3%, unchanged from the previous month.

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